christy.kessler, Author at Funeral Basics

May 11

Elderly mother and adult daughter with hands on mother's heart

6 Ways Hospice Care Can Improve Quality of Life

By christy.kessler Educational, Hospice

If you have been diagnosed with a terminal illness, choosing hospice care may feel like giving up. But in so many ways, it’s not about giving up; it’s about taking back control and improving quality of life so that the final days are the best they can possibly be – for you and your loved ones.

Research shows that hospice care not only improves quality of life, but it also extends the length of life. In two separate studies, results found that patients who received hospice care lived 1-3 months longer, felt happier, and were more mobile. But how does hospice care do that? What services do hospice workers provide that improve quality of life? Let’s talk about it.

6 Ways Hospice Care Can Improve Quality of Life

Older woman in wheelchair sitting outside with hospice nurse, taking medication and enjoying outdoors

1. Symptom Management

The first focus of hospice care is pain and symptom management. Pain negatively affects quality of life, so if you can manage it, quality of life goes up quickly. Hospice teams are skilled in managing pain through medication, physical therapy, as well as other techniques. Regular visits from the hospice team will not only keep any discomfort down, but they also often prevent the need for emergency hospital visits. This means you can rest more fully and stay in the comfort of your own home.

2. Emotional & Spiritual Support

In addition to addressing physical needs, hospice care also provides resources for emotional and spiritual support. As human beings, we are so much more than a body – we are spiritual, emotional, and psychological. When you request hospice care, you gain access to chaplains and other advisors who are available to help you and your family cope with the challenges of a terminal illness and the grief that comes along with it. This form of counseling can reduce stress, anxiety, and emotional pain, leading to a better quality of life.

3. Education on What to Expect

For so many of us, the unknown is daunting and scary, which can cause some unpleasant emotions like fear or anxiety. But by learning what to expect, you can take some of the fear out of a difficult situation. If you’d like, the hospice care team is available to help you understand disease progression and what to expect in the coming months. This knowledge will help you process what’s happening to your body and prepare for what’s to come. Though it seems counterintuitive, having this information can reduce the stress you feel and improve overall quality of life.

4. Practical, At-Home Assistance

When you’re not feeling well, the practical, day-to-day tasks can sometimes become much harder to accomplish. The hospice care team can ensure that you and your home continue to be cared for throughout your illness. They will assist with your personal care (hygiene, baths), household tasks (preparing meals, cleaning), and if you’d like, they can also assist with financial planning or advance funeral planning. By allowing the hospice team to take care of the practical things, your ability to remain at home increases, and being in a comfortable, familiar place improves quality of life.

5. Support for Caregiving Relatives

In addition to a hospice care team, you may also have close family members acting as caregivers during your illness. These loving caregivers also administer medication, help with personal care, and take care of the home. But sometimes, caregiving can be overwhelming, and family caregivers may need a break. That’s completely normal and expected. When you sign up for hospice care, respite care becomes an option for caregivers. This short-term assistance gives caregivers a few days to recharge or take care of their own personal needs. When your caregivers feel refreshed, your quality of life improves, too.

6. More Family Time

The more hands you have helping, the more time you have for other things. If your loved ones are acting as your sole caregivers, they may feel torn between taking care of the daily necessities and simply sitting with you and absorbing every minute. With a hospice team on your side, your caregiving family members don’t have as many responsibilities. This means you can spend more time just being together, which is something all of you need during this time of illness and transition. No one ever wishes they’d spent more time working – they wish they’d spent more time with family and the people who matter most.

As you can see, hospice care looks at the whole person – physical, spiritual, emotional, mental. And by offering a variety of services, hospice care workers not only improve your quality of life, but they also assist you and those closest to you with deep compassion and kindness.

For more information about hospice care, check out these resources:

Understanding the 7 Basics Hospice Services
Who Qualifies for Hospice Care?
Deciding How to Pay for Hospice Care
Do You Know the Four Levels of Hospice Care?
4 Places Where You Can Receive Hospice Care
The Ins and Outs of Hospice Respite Care
6 Signs that It’s Time to Consider Hospice Care

Apr 20

Love0

Two people clasping hands in comfort and grief

Grieving the “Firsts” After a Loss

By christy.kessler AfterCare, Grief/Loss

The first year without a loved one can be very difficult, especially as precious milestones approach. The first Valentine’s Day without them. First birthday. Christmas. The anniversary of their passing. Each of these “firsts” will be difficult in its own way.

Two people clasping hands in comfort and grief

Dr. Alan Wolfelt, a noted grief counselor, author, and educator, affirms that our grief journeys are as unique as we are. “In life, everyone grieves. But their grief journeys are never the same. Despite what you may hear, you will do the work of mourning in your own special way. Be careful about comparing your experience with that of other people. Also, do not adopt assumptions about how long your grief should last. Just consider taking a ‘one-day-at-a-time’ approach. Doing so allows you to mourn at your own pace.”

If you are facing the “firsts” after the loss of a loved one, here are a few ideas to help you navigate through the emotional days ahead.

1. Plan ahead if you can.

As a special day or milestone approaches, consider what you will need to get through the day. Plan ahead and decide if you need to take the day off to rest and reflect. You may also wish to do something special or meaningful to honor your loved one’s memory. Or you may want to go to a special place or gather with certain people on that day. A little advance planning can make the day more peaceful and contemplative.

2. Find a way to celebrate and remember your lost loved one.

The hardest part about a day that is special to you is if no one else seems to remember. No matter what the particular day may be, if it’s significant to you and your lost loved one, do something to remember, to celebrate, to commemorate, to honor.

Take flowers to the gravesite, look through old photos and videos, light a candle, or write a letter. At Thanksgiving or Christmas, you can serve their favorite dish and start calling it by their name – Nana’s mashed potatoes or Joe’s green bean casserole. You can also sing your loved one’s favorite Christmas carols or put a remembrance ornament on your tree. All of these are simple ways to express your grief outwardly. The outward expression of grief will help bring peace and healing on a difficult day.

3. Reinvent the day and bring hope to a day of sadness.

Another option is to reinvent the days that bring you pain. For example, on the anniversary of your loved one’s death, do something that would have delighted them. If they loved to fish, maybe you and your family could spend a day at the lake, taking time to share cherished stories. On your first Valentine’s Day without your loved one, you might treat yourself to a dinner out or eat a meal with others who have lost a significant other.

This same principle can be applied to any special day. Look for ways to reinvent the day and make it something new, something meaningful and healing, something intentional and beautiful. Changing routines and focusing on what brings you joy and peace, even temporarily, can help you get through a difficult day or season.

4. Give back to meaningful causes.

As part of their grief journey, some people choose to run a fundraiser via social media supporting a cause that helped their loved one, such as the Alzheimer’s Association, the American Cancer Society, nonprofit hospitals, or other significant causes.

If your loved one adored animals, you may decide to give a donation in their name to a local rescue. Another idea would be to volunteer your time at a non-profit that cares for animals. If they valued children, give back to local or international programs that focus on assisting kids. You may even sign up for a race or a walk that raises funds for a special cause.

Some people become so passionate about a cause after losing a loved one that they establish their own non-profit organizations in memory of the person who died. Whatever you decide to do, giving back is one way you can pay it forward to others and carry on your loved one’s legacy. Though your loved one is gone, their legacy lives on through you.

Healing Traditions Bring Hope and Reconciliation

The possibilities for honoring a loved one on a special day are virtually endless. It all depends on what speaks to you. What makes you feel close to the one you have lost? What were their favorite things? Once you discover what comforts your heart, do it year after year, until it’s either a beloved tradition or you feel that you can stop. As Dr. Wolfelt assures us, each grief journey is different. No two are the same. Do what works for you and brings you peace.

In truth, we never really get over our grief; we become reconciled to it. We find a new way to live because the old way is gone forever. As Dr. Wolfelt puts it, “You will find that as you achieve reconciliation, the sharp, ever-present pain of grief will give rise to a renewed sense of meaning and purpose. Your feelings of loss will not completely disappear, yet they will soften, and the intense pangs of grief will become less frequent. Hope for a continued life will emerge as you are able to make commitments to the future, realizing that the person you have given love to and received love from will never be forgotten. The unfolding of this journey is not intended to create a return to an ‘old normal’ but the discovery of a ‘new normal.’”

In time, you will find your “new normal.” But for now, grieve. Cry. Remember. And eventually, if you allow it, reconciliation will come. May you find the peace and reconciliation you are seeking.

Apr 16

Love0

Spray of white flowers resting on a casket covered in an American flag

Test Your Knowledge about Veterans’ Burial Benefits

By christy.kessler Plan Ahead, Veterans

Among veterans, there are a lot of misconceptions about veterans’ burial benefits. How much does the VA pay toward a veteran’s funeral? Which benefits is my spouse eligible to receive? What are the eligibility requirements?

This confusion is understandable. Most service men and women don’t really get a good explanation of what burial benefits they are eligible for due to their service in the Armed Forces. Some veterans assume they know what they will receive, and they plan based on misconceptions. Unfortunately, at the time of death, these misconceptions can make a difficult time even more complicated for surviving family members.

Today, take a moment to test your knowledge of veterans’ benefits by reviewing the questions below.

Spray of white flowers resting on a casket covered in an American flag

Will the Department of Veterans Affairs (VA) pay for a veteran’s funeral in full?

No, the VA will not pay for a veteran’s funeral in full. This applies to both cremation services and traditional funerals. However, the VA does provide a specified amount, called a burial allowance. The burial allowance amount varies based on several factors, including whether or not the death was service-related, if the veteran was hospitalized at the VA, when the death occurred, and where the veteran has chosen to be buried.

Am I automatically eligible for burial benefits simply because I was once in the Armed Forces?

No, there are eligibility requirements that a veteran must meet to qualify for burial and funeral benefits.

Will my family receive funds from the government in advance of the funeral?

In most cases, your family will receive a reimbursement from the VA. Your family should keep track of all receipts and submit them, along with an application, to the VA. Once the application is processed and approved, your family will receive the determined reimbursement.

Bugler in uniform saluting in a national cemetery

Are there cases where the VA pays nothing toward a veteran’s funeral?

Yes. A veteran is not eligible for standard burial benefits if they 1) received a dishonorable discharge, 2) died during active military service (where different regulations apply), 3) were a member of Congress and died while holding office, or 4) were a federal prisoner.

If a spouse predeceases the veteran, can that spouse be buried at a national cemetery?

As a matter of fact, yes, the spouse can (this must be a legal spouse and does not apply to any former spouses). This benefit applies to a living veteran’s dependents as well.

Who is eligible for burial in a national cemetery?

With some restrictions and eligibility requirements:

Veterans and members of the Armed Forces (Army, Navy, Air Force, Marine Corps, Coast Guard, Space Force)
Members of Reserve Components and Reserve Officers’ Training Corps
Commissioned Officers from both the National Oceanic and Atmospheric Administration and the Public Health Service
World War II Merchant Mariners
Some Philippine Armed Forces veterans
Spouses and dependents of veterans
Parents of veterans
Others who receive specific approval from the Secretary of Veterans Affairs

Can you reserve a national cemetery gravesite in advance?

You cannot select a specific gravesite plot, but your family can complete advance funeral planning arrangements. The benefit to advance planning is that when the death occurs, the VA merely re-verifies any previously submitted documentation. The surviving family does not need to contact the VA directly, but instead, can work in partnership with their chosen funeral home to plan a meaningful service.

What does the VA provide for veterans buried in a national cemetery?

Burial in any open VA national cemetery is available to eligible veterans. This includes, at no cost to the family:

Opening/closing of the grave
A grave liner
Perpetual care of the gravesite
Headstone or marker

Additionally, veterans are also eligible for a burial flag and the Presidential Memorial Certificate.

Folded American flag sitting on a closed casket

What does the VA provide for veterans buried in a private cemetery?

Eligible veterans may receive a burial allowance as well as a government-issued headstone (or marker or medallion), a burial flag, and a Presidential Memorial Certificate. However, any spouses or dependents buried in a private cemetery receive no benefits.

Does the VA pay for cremation services?

Not specifically, but they do provide a burial allowance for eligible families. The family pays for any funeral costs (including embalming, a memorial service, a casket or an urn, etc.) at their own expense. Then, the family can apply for the burial allowance reimbursement to help toward the overall cost, if eligible.

Both cremated and casketed remains buried or inurned at a national cemetery receive the same honors. As with a traditional funeral, the VA will provide a space for burial or inurnment, perpetual care, a marker, a burial flag, and a Presidential Memorial Certificate.

Does the VA provide burial at sea?

No, they do not, but you can contact the United States Navy Mortuary Affairs office toll-free at 1-833-330-6622 with questions.

Six American flags waving in the breeze against a blue sky

What is the Avenue of Flags?

In some national cemeteries, the Avenue of Flags (or the Avenue of Remembrance) is an everyday feature, while in others, it is reserved for special days of the year (like Veterans Day or Memorial Day). Flags upon flags line the main pathways of the cemetery, each one representing and honoring a life lived in service to the United States.

In many cases, the flags flying are burial flags. On the day of a veteran’s funeral, the family receives a burial flag, and some families choose to donate the flag to the cemetery to honor their loved one’s memory. The flags create a solemn and reverent atmosphere for those who served our country well. Contact the national cemetery of your choice to ask questions about donating a flag.

How many answers did you get correct? Hopefully, you’ve learned something you didn’t know and can adjust your plans with that knowledge.

For more information about veterans’ burial benefits, check out the resources below.

5 Key Veteran Burial Benefits You Should Know
Everything You Need to Know About Government-Issued Veteran Headstones
A State-by-State Guide to National Cemeteries for Veterans
Veterans’ Burial Benefits Checklist
Top 4 Misunderstandings Around Veterans’ Burial Benefits
Why Should Veterans Plan Ahead?

Mar 24

Love0

Large, beautiful tree in a national cemetery

A State-by-State Guide to National Cemeteries for Veterans

By christy.kessler Cemeteries, Explore Options, Plan Ahead, Veterans

Did you know that many veterans and their dependents are eligible for free burial in a national cemetery? It’s true! While there are eligibility requirements, the National Cemetery Administration maintains 156 national cemeteries in 42 states and Puerto Rico. If you are interested in burial or inurnment at a national cemetery, it’s a very real option for you!

A Few Things to Keep in Mind

Here are a few things to keep in mind if you decide to pursue this veteran benefit:

In order to qualify, you must meet the VA’s eligibility requirements and only eligible dependents (such as a spouse) may be considered for burial in a national cemetery.
Your preferred cemetery may not have space available. If that’s the case, reach out to secondary locations or look into a state veterans cemetery instead. Your chosen funeral director can help you better understand the options available to you.
Some national cemeteries are closed to new interments unless you are related to a veteran or spouse already buried there. For example, if your veteran spouse is already buried there, you as the dependent spouse can request burial in the same cemetery even if it’s not open to new interments. The cemetery may not be able to accommodate you, but it doesn’t hurt to ask. In many cases, they can accommodate.
There are several states currently without a national cemetery. They are Connecticut, Delaware, New Hampshire, Rhode Island, and Vermont. New national cemeteries are currently under construction in Utah and Nevada, and each one will be the first national cemetery in its state.

With this information in mind, here’s a listing of the national cemeteries across the United States that are still open to new interments. If you are interested in funeral preplanning, the VA can work with you and your chosen funeral home to get your plans in place.

National Cemeteries Across the United States

Prescott National Cemetery – Prescott, AZ (cremation only)

Arkansas

Fayetteville National Cemetery – Fayetteville, AR

Fort Smith National Cemetery – Fort Smith, AR

California

Bakersfield National Cemetery – Arvin, CA

Los Angeles National Cemetery – Los Angeles, CA (cremation only)

Miramar National Cemetery – San Diego, CA

Riverside National Cemetery – Riverside, CA

Sacramento Valley National Cemetery – Dixon, CA

San Joaquin Valley National Cemetery – Santa Nella, CA

Colorado

Fort Logan National Cemetery – Denver, CO

Fort Lyon National Cemetery – Las Animas, CO

Pikes Peak National Cemetery – Colorado Springs, CO

Florida

Barrancas National Cemetery – Pensacola, FL

Bay Pines National Cemetery – St. Petersburg, FL (cremation only)

Cape Canaveral National Cemetery – Mims, FL

Florida National Cemetery – Bushnell, FL

Jacksonville National Cemetery – Jacksonville, FL

Sarasota National Cemetery – Sarasota, FL

South Florida National Cemetery – Lake Worth, FL

Tallahassee National Cemetery – Tallahassee, FL

Georgia

Georgia National Cemetery – Canton, GA

Hawaii

National Memorial Cemetery of the Pacific – Honolulu, HI

Idaho

Snake River Canyon National Cemetery – Buhl, ID

Illinois

Abraham Lincoln National Cemetery – Elwood, IL

Camp Butler National Cemetery – Springfield, IL

Danville National Cemetery – Danville, IL

Fort Sheridan National Cemetery – Sheridan, IL (cremation only)

Mound City National Cemetery – Mound City, IL

Rock Island National Cemetery – Rock Island, IL

Indiana

Crown Hill National Cemetery Annex – Indianapolis, IN (cremation only)

Marion National Cemetery – Marion, IN

New Albany National Cemetery – New Albany, IN (cremation only)

Iowa

Keokuk National Cemetery – Keokuk, IA

Kansas

Fort Leavenworth National Cemetery – Fort Leavenworth, KS (cremation only)

Fort Scott National Cemetery – Fort Scott, KS

Leavenworth National Cemetery – Leavenworth, KS

Kentucky

Camp Nelson National Cemetery – Nicholasville, KY

Lebanon National Cemetery – Lebanon, KY

Mill Springs National Cemetery – Nancy, KY

Louisiana

Louisiana National Cemetery – Zachary, LA

Port Hudson National Cemetery – Zachary, LA (cremation only)

Maine

Acadia National Cemetery – Jonesboro, ME

Maryland

Baltimore National Cemetery – Baltimore, MD (cremation only)

Massachusetts

Massachusetts National Cemetery – Bourne, MA

Michigan

Fort Custer National Cemetery – Augusta, MI

Great Lakes National Cemetery – Holly, MI

Minnesota

Fort Snelling National Cemetery – Minneapolis, MN

Mississippi

Biloxi National Cemetery – Biloxi, MS

Corinth National Cemetery – Corinth, MS

Natchez National Cemetery – Natchez, MS

Missouri

Jefferson Barracks National Cemetery – St. Louis, MO

Springfield National Cemetery – Springfield, MO

Montana

Yellowstone National Cemetery – Laurel, MT

Nebraska

Fort McPherson National Cemetery – Maxwell, NE

Omaha National Cemetery – Omaha, NE

Nevada

Elko National Cemetery – Elko, NV (currently unavailable; under construction)

New Jersey

Finn’s Point National Cemetery – Pennsville, NJ (cremation only)

New Mexico

Fort Bayard National Cemetery – Fort Bayard, NM

Santa Fe National Cemetery – Santa Fe, NM

New York

Bath National Cemetery – Bath, NY

Calverton National Cemetery – Calverton, NY

Gerald B.H. Solomon Saratoga National Cemetery – Schuylerville, NY

Long Island National Cemetery – Farmingdale, NY (cremation only)

St. Albans National Cemetery – Queens, NY (currently unavailable; under construction)

Western New York National Cemetery – Corfu, NY

Woodlawn National Cemetery – Elmira, NY (cremation only)

North Carolina

Salisbury National Cemetery – Salisbury, NC

North Dakota

Fargo National Cemetery – Harwood, ND

Ohio

Dayton National Cemetery – Dayton, OH

Ohio Western Reserve National Cemetery – Seville, OH

Oklahoma

Fort Gibson National Cemetery – Fort Gibson, OK

Fort Sill National Cemetery – Elgin, OK

Oregon

Eagle Point National Cemetery – Eagle Point, OR

Fort Stevens National Cemetery – Hammond, OR

Roseburg National Cemetery – Roseburg, OR

Willamette National Cemetery – Portland, OR

Pennsylvania

Indiantown Gap National Cemetery – Annville, PA

National Cemetery of the Alleghenies – Bridgeville, PA

Washington Crossing National Cemetery – Newtown, PA

Puerto Rico

Puerto Rico National Cemetery – Bayamon, PR (cremation only)

Morovis National Cemetery – Morovis, PR

South Carolina

Beaufort National Cemetery – Beaufort, SC

Florence National Cemetery – Florence, SC

Fort Jackson National Cemetery – Columbia, SC

South Dakota

Black Hills National Cemetery – Sturgis, SD

Tennessee

Chattanooga National Cemetery – Chattanooga, TN

Knoxville National Cemetery – Knoxville, TN (cremation only)

Memphis National Cemetery – Memphis, TN (cremation only)

Mountain Home National Cemetery – Mountain Home, TN

Nashville National Cemetery – Madison, TN (cremation only)

Texas

Dallas-Fort Worth National Cemetery – Dallas, TX

Fort Bliss National Cemetery – El Paso, TX

Fort Sam Houston National Cemetery – San Antonio, TX

Houston National Cemetery – Houston, TX

San Antonio National Cemetery – San Antonio, TX (cremation only)

Utah

Southern Utah National Cemetery – Cedar City, UT (currently unavailable; under construction)

Virginia

Culpeper National Cemetery – Culpeper, VA

Danville National Cemetery – Danville, VA (cremation only)

National Memorial Cemetery at Quantico – Triangle, VA

Washington

Tahoma National Cemetery – Kent, WA

Vancouver Barracks National Cemetery – Vancouver, WA

West Virginia

West Virginia National Cemetery – Grafton, WV

Wisconsin

Northwoods National Cemetery – Harshaw, WI

Wyoming

Cheyenne National Cemetery – Cheyenne, WY

If you’d like more information about veterans’ burial benefits, visit the Veterans Affairs website or check out these helpful resources:

Mar 12

Love0

Woman in blue sweater sitting at table in her kitchen as she looks at estate planning documents

5 Steps to Getting Your Affairs in Order

By christy.kessler Estate Planning, Plan Ahead

While getting your affairs in order may feel like a daunting task, it makes the grieving process and closing out an estate much easier for surviving children and heirs. They won’t have to untangle any accounts or wonder how you wanted your property or assets distributed. Instead, they can focus on grieving, supporting each other, and remembering the relationship you shared.

And yes, the process of putting your affairs in order will take time, but there’s good news! Below, you will find a checklist of important documents to gather as well as guidance regarding other estate planning topics you should consider. Let’s get started.

Step 1: Gather Important Information

The information and documents listed below will apply to most families. However, there may be additional documents that are important to your specific family. The list below is an excellent starting place and covers the vast majority of what you will need. However, take time to sit down and think through your situation. You may find more documents to include.

Checklist

Full legal name
Social Security number/card
Address of legal residence
Date and place of birth
Names and addresses of spouse and children
Birth and death certificates and certificates of marriage, divorce, citizenship, and adoption (whichever are applicable)
Employers and dates of employment
Education and military records
Names and phone numbers of religious contacts (if applicable)
Names and phone numbers of close friends, relatives, doctors, lawyers, and financial advisors
Medications taken regularly (keep this updated!)
Location of living will and other legal documents
Sources of income and assets (pension from your employer, IRAs, 401(k)s, interest, royalties, etc.)
Social Security and Medicare/Medicaid information
Insurance information (life, health, long-term care, home, etc.) with policy numbers and agents’ names and phone numbers
Copy of your most recent income tax return
Location of your most up-to-date legal will with an original signature
Liabilities, including property tax
Mortgages and debts
Location of original deed of trust for home
Car title and registration
Credit and debit card names and numbers
Location of safe deposit box and key

Special note: It’s important to keep your documents safe, especially in the face of natural disasters. One way to keep your documents safe is to purchase a fire and water secure case. But whatever you choose, find a way to keep your documents secure and accessible in case of emergency.

Step 2: Consider Estate Planning

Estate planning is about ensuring that your wishes regarding your estate are carried out. While most of us don’t have a literal estate with a grand manor and a stable full of horses, we do all have an “estate.” In legal terms, an estate consists of everything you own – car, home, other real estate, bank accounts, investment accounts, 401(k)s, insurance policies, furniture, personal possessions, and even pets.

By determining what your wishes are, who will receive what and when, and who is responsible for executing your legal will, you participate in estate planning. If you are interested in estate planning, please review the questions below and determine if you have taken care of them fully.

1. Do you have a legal will?

Writing a legal will is one of the best things you can do for your family. To reduce the risk of misunderstandings, heartache, and the possible headache of taking your estate through probate court, it’s best if you clearly outline who gets what and when. If there is no legal will, the state may determine the distribution of your property and assets. So, if you don’t have a legal will, your assets may not go to your heirs, depending on your state’s current regulations. If you would like to write a legal will, first talk with an attorney or try out a web service that specializes in legal documents.

2. If you do have a legal will, have you appointed an executor? And does your chosen executor have access to and know where to find all of your important documents?

Above all, the executor of your will should be someone you trust. They will carry out the wishes outlined in your legal will to the letter.

3. Have you named your beneficiaries?

Beneficiaries are the people or organizations that will receive your assets and/or property after your death. In general, it is good practice to double-check your beneficiaries every few years. This includes beneficiaries on your legal will and on any life insurance policies you may have with the purpose of ensuring everything still reflects your wishes. Double-checking beneficiaries is especially important with blended families as divorce or remarriage could change your chosen beneficiaries. To learn more, read “Estate Planning for the Blended Family.”

4. Do you want or need a trust?

If you are unfamiliar with trusts, they are similar to a will. Both a will and a trust are meant to spell out your wishes regarding assets and property. The main difference between the two is that a will is effective only after you die and then must be probated (carried out) by the court system and your chosen executor. On the other hand, in the case of a trust, there is no need to go through the court system – your successor trustee (aka the executor) will carry out your wishes after your death as they are written in the trust.

Additionally, with a trust, your successor trustee can manage your financial, healthcare, or legal affairs if you become incapacitated while you’re living. Talk with an estate planner to see if this option is right for you. Typically, a trust is helpful for those with a large number of assets and property.

5. Have you considered your digital estate?

If you have used an email account, a networking website, or bought items online, you have a digital estate. It’s just as important to determine the future of your digital estate as your physical estate. For suggestions on how to manage your digital estate, please read “8 Tips for Managing Your Digital Estate” or “How to Make Digital Estate Planning Simple.”

6. Do you have any dependents (including pets)? Have you made your wishes clear regarding their well-being?

Most people know that they should indicate who will care for their dependents once they are gone. However, pets are also an important part of the family, and while we love them dearly, sometimes we overlook them in the estate planning process. To that end, make sure to include any veterinary documentation in your important paperwork and outline who should take over the care of your beloved animals.

Step 3: Look Into Advance Funeral Planning

No matter your level of interest, funeral planning needs to be on your list of things to do as you get your affairs in order. By writing down your funeral preferences ahead of time, you give your family a roadmap to honoring your life. Having this roadmap will take a burden off their shoulders and allow them to focus on loving and supporting each other.

For additional information on advance funeral planning, click on the links below:

Step 4: Write Out Your Advance Care Directives (ACD)

In short, an advance care directive (ACD) ensures that, if you become incapacitated, your medical wishes are known and fulfilled. Two documents, the living will and the healthcare power of attorney, make up an ACD. Sit down with your doctor and those closest to you and discuss what your wishes are regarding medical care. For more information regarding preparation of your advance care directives, read “Developing Your Advance Care Directive.”

Step 5: Keep It Current

Once you have your affairs in order, keep them up-to-date and current, especially your legal documents, beneficiary information, and most recent tax return. Make sure to appoint a new executor if the one you have currently chosen moves away or is unable to fulfill his or her duties. If you move, update your current address on all your documents, policies, accounts, and assets. At the beginning, it’s quite an undertaking to gather all the information. But, once it’s together, updating is simple.

Also, you might consider holding a family meeting to go over your wishes and your estate. For some families, this may not be pleasant or even possible. But if you can schedule it, a family meeting is an excellent time to let everyone know how your assets are going to be distributed. By being proactive, you can answer questions, set expectations, and hopefully, prevent any family disagreements over your final wishes.

DISCLAIMER: Individual circumstances and state laws vary, so only undertake estate planning with the help and assistance of an attorney licensed in your state.

Mar 10

Love0

Two women holding a pink breast cancer awareness ribbon against a pink background

Finding Hope in the Fight Against Breast Cancer

By christy.kessler Exclude from Top Posts, Seasonal

Are you currently battling breast cancer or know someone who is? Have you celebrated with a breast cancer survivor? Or have you lost a loved one to the disease? No matter how the disease has touched you, we stand with you to spread awareness, find hope, and grieve well in the fight against breast cancer.

According to current statistics, it is expected that, in the coming year, more than 40,000 deaths will be linked to breast cancer, and millions of people are battling breast cancer. Moreover, one in every eight women will be diagnosed with breast cancer in her lifetime as well as thousands of men. In our collective struggle, as men and women, we can join forces to fight breast cancer in a number of ways.

1. Participate in Wellness Programs & Lifestyle Changes

When possible, men and women should participate in a wellness program and take part in all the tests required to monitor current health status. According to the Mayo Clinic, studies show that some lifestyle changes contribute to a marked decrease in breast cancer risk.

For example, here are a few suggested changes:

Limit alcoholic beverages
Quit smoking
Control weight
Stay physically active

2. Get Involved & Spread Awareness

Next, it’s important to remember that the possibilities to get involved in the fight against breast cancer are virtually limitless. There are some established ways of participating in spreading awareness for breast cancer: donate, participate in a Race for the Cure, become an advisor/volunteer for a breast cancer program, host a fundraiser, or wear pink to spread awareness.

However, your original ideas are welcome too, so don’t be afraid to bring them to the table. For example, one woman started a nonprofit that provides unique hospital gowns for women battling illness. Another woman began writing encouraging letters to fellow breast cancer patients, and she also started her own nonprofit that has sent over 60,000 handwritten cards and letters to 152 patient centers. The point is, don’t limit your own impact. Think outside the box and find the most meaningful way for you to become involved.

3. Share Inspirational Stories of Hope

The women and men who have battled and are battling this disease are a great source of hope. Read their stories and allow them to change you. Ultimately, no matter the story of your own life, you can find inspiration, hope, and encouragement in the stories of others. Let’s be loving, compassionate, and above all, changed. And be sure to share the stories that impact you the most with others through social media. That way, you can inspire others and raise awareness for breast cancer at the same time.

4. Find a Support Group

If you have recently been diagnosed with breast cancer, you are not alone. Consider joining a support group where you can talk with others who are currently battling the disease. In them, you may find much-needed encouragement and comfort.

5. Connect to Grief Resources

Finally, if you have recently lost a loved one to breast cancer, your road to healing is just beginning. Emotions may be raw, and that’s okay. It’s normal to feel grief, anger, pain, frustration. Author, educator, and grief expert, Dr. Alan Wolfelt, puts it this way: “From my own experiences with loss as well as those of the thousands of people I have counseled over the years, I have learned that we cannot go around the pain of our grief. Instead, we must learn to embrace and express it. This is hard but absolutely necessary work.” Facing the pain of grief is hard, but in the end, it is the only way through.

We all need support and encouragement on the journey through grief. Consider talking with a friend, making an appointment with a grief counselor, or finding others who are going through a similar situation. You may even be able to find local support groups for those who have lost a loved one to cancer. You can also visit Dr. Wolfelt’s website, the Center for Loss & Life Transition, to learn from his experience helping people walk through the journey of grief toward healing.

Mar 01

Love0

Calendar with March 17 with shamrock, leprechaun hat, and pot of gold for St. Patrick's Day

Finding Meaning in St. Patrick’s Day

By christy.kessler Exclude from Top Posts, Seasonal

It’s that time of year again – St. Patrick’s Day! It’s the day to wear your greenest attire, maybe catch a parade, and celebrate the luck of the Irish. But while St. Patrick’s Day is a popular holiday across the nation, what do you know about the man himself? Today, as we celebrate St. Patrick through wearing shamrocks and drinking pints, let’s take a moment to look into his life and legacy.

St. Patrick’s Story

Much of the available historical information on St. Patrick comes from his memoir, The Confession, which describes details of his life, the people he came in contact with, and his inner spiritual journey. While he is associated with the Irish, St. Patrick was actually born a Roman (in the area we now know as Great Britain). When he was a teenager, he was captured by Irish pirates who raided the area, but at age 20, he had a dream in which God told him to flee. He escaped from captivity and made it to the coast, where sailors found him and took him back to his homeland.

In the memoir, Patrick claims to have received a vision that inspired him to return to the land where he was formerly enslaved, a land populated by pagans and Druids, to spread Christianity. He studied for the priesthood, became a bishop, and eventually returned to Ireland, where he converted scores of people to Christianity. Patrick is credited with bringing Catholicism to Ireland. Legend has it that he used the famed shamrock as a tool to explain the Trinity to his converts. He died on March 17, 461, at Saul, Downpatrick, Ireland, the site of his first church.

The Origin of the Holiday

On March 17, 1631, the church held a Feast Day in honor of the life and work of St. Patrick. This was the birth of St. Patrick’s Day. Ever since, the holiday has continued to celebrate the life of St. Patrick.

The Importance of Ceremony

St. Patrick’s Day reminds us of the necessity of ritual and tradition. It suggests that our need for rituals of commemoration is so strong that it can span hundreds of years and reach millions of people who did not even know the person at the heart of the celebration.

Do you have a loved one you’d like to honor in some special way? Consider choosing a day, perhaps their birthday or date of death, and wear a special color in their memory. Maybe you could even eat their favorite meal. Or you could see if your friends or family would like to join you in remembering someone special.

St. Patrick's Cathedral in Dublin, Ireland
(St. Patrick’s Cathedral in Dublin, Ireland)

If we use rituals to honor historical figures like St. Patrick, how much more important is it to honor our dearest loved ones? Consider creating a new tradition that best reflects your loved one’s life (it will vary from person to person).

Every life is special, and we should find meaningful ways to honor the individual qualities of a loved one. What we can learn from St. Patrick’s Day? That remembering those who have gone before is important. And that it’s always an honor to participate in special ceremonies for those who mean so much to us.

Dec 30

Love0

Remembering Jimmy Carter, 39th U.S. President

By christy.kessler Current Events, Exclude from Top Posts

“The bond of our common humanity is stronger than the divisiveness of our fears and prejudices.” – Jimmy Carter

As we mark James “Jimmy” Earl Carter Jr.’s passing, we cannot help but reflect on his life and the legacy he leaves behind – a life characterized by his devotion to creating a better America.

In fact, in 2002, The Norwegian Nobel Committee awarded Carter the Nobel Peace Prize “for his decades of untiring effort to find peaceful solutions to international conflicts, to advance democracy and human rights, and to promote economic and social development.” He is one of only four presidents to receive the Nobel Peace Prize, and the only one to receive it after leaving office.

Biography

Before his presidency

Born on October 1, 1924, in Plains, Georgia, Carter was the eldest son of Bessie Lillian and James Earl Carter Sr. In his rural hometown, peanut farming, politics, and the Baptist faith were constants throughout Carter’s growing-up years. After high school, he went on to attend the Naval Academy in Annapolis, Maryland, graduating in 1946. That same year, Carter married Rosalynn Smith, and together, they had four children: Jack, Chip, Jeff, and Amy Lynn.

After seven years of service as a naval officer and the death of his father, Carter returned to Plains and ran the family farm before becoming involved in state politics in 1962. A few short years later, in 1970, he was elected Governor of Georgia and announced his run for president in 1974. Then, in November 1976, he won the presidential race against Gerald Ford (securing 297 electoral votes to Ford’s 241).

(Jimmy Carter grew up on a peanut farm in rural Plains, Georgia)

During his presidency

As with any presidency, there were many ups and downs, but he made advances in domestic affairs, including establishing national energy regulation policies, expanding the national park system, creating the Department of Education, and bolstering the Social Security system.

In foreign affairs, he helped bring amity between Egypt and Israel with the Camp David Accords, established full diplomatic relations with China, and completed a nuclear limitation treaty with the Soviet Union (now Russia).

However, a major setback occurred in the last 14 months of his presidency: The Iranian Hostage Crisis. Iranian militants stormed the U.S. Embassy in Tehran and held 66 Americans hostage, some for 444 days. This event, along with continuing inflation at home, led to Carter’s losing the presidency in 1980.

(Carter spent four years as president of the United States and lived in the White House)

After his presidency

Following his time as president, Carter devoted his time to becoming a champion for human rights. He opened the Carter Center in 1982, which focuses on issues relating to democracy and human rights. Through the Center, he played a key role in mediating disputes between the U.S. State Department and volatile foreign leaders, such as Kim Il Sung of North Korea and Muammar Qaddaffi of Libya. It was this post-presidency work that led to his receiving the Nobel Peace Prize.

Major Life Accomplishments

Served as the 39^th President of the United States (1977-1981)
Awarded the Nobel Peace Prize in 2002
Authored 23 books, including Keeping Faith: Memoirs of a President (1983), Turning Point (1992), and An Hour Before Daylight (2001)
Became University Distinguished Professor at Emory University and opened The Carter Center

The Importance of a Legacy

As we look back at Carter’s life, none of us can deny that he leaves a legacy. But a legacy is not only for prominent people. Every single one of us leaves a legacy of some kind. It’s up to us whether that legacy is good, bad, or somewhere in between.

“Carve your name on hearts, not tombstones. A legacy is etched into the minds of others and the stories they share about you.” — Shannon L. Alder

Look at your own life and determine what kind of legacy you want to leave. And then, ask yourself, “Does my life reflect the legacy I want it to?” If it doesn’t, start thinking about the big and small things you can change in your life to build the legacy you want.

Reflect on those who left a legacy for you

Every person is affected by the generations that came before, whether they want to be or not. It’s apparent in Carter’s life that his upbringing left a lasting legacy. So, think about your parents, grandparents, aunts, uncles, schoolteachers, coaches, neighbors, friends, and even people throughout history or in public service who have had an impact on the way you view yourself and the world. Each of these people left a legacy with you – some good, some bad. Now, think about the legacy you’ve built so far with those around you. Are you happy with it? Or are there some things you’d like to change?

(Carter received the Nobel Peace Prize for his dedication to conflict resolution, human rights, and social development)

Realize that leaving a legacy is not a choice

Whether you want to or not, you will leave a legacy because the people around you will remember you a certain way, depending on how you handled yourself and treated others. It’s up to you whether you have an accidental legacy or an intentional one. While Carter may or may not have initially set out to create a legacy, he did nonetheless. There’s nothing you can do to prevent people from forming an opinion of you, but you can contribute to whether that opinion – your legacy with that person – teaches them how to live well and love others or not.

Remember that quality time spent with others is the most important

When you involve yourself in the lives of others, you have an impact on their lives. Just as Carter had a profound impact on his wife, his children, and countless others, so can you. As the saying goes, when we near the end of our lives, we don’t wish we had worked more; we wish we had lived more. That includes spending time with the most important people in our lives. As you seek to leave a legacy:

Look for opportunities to know others and be known by them
Model and teach what’s most important
Compliment, encourage, and build up your family, children, and grandchildren
Share the wisdom that you have gained in your life and pass along the knowledge

With our legacies, we contribute to the future. What we do and say affects the lives of others and has the power to create good or bad. What we do matters. Most of us are not prominent people whose names are known by thousands, but that doesn’t ultimately matter. Instead, it is our responsibility as good men and women to create legacies that will take our families and the next generation to a level we can only imagine.

Let’s be intentional about the impact we have on others and create legacies worth remembering.

To learn more about how to build a legacy, make sure to read How to Leave a Meaningful Legacy.

Nov 25

Love0

Man and woman in black clothing leaning on each other in a comforting way as they attend a visitation

Viewing vs. Visitation: What’s the Difference?

By christy.kessler Explore Options, Meaningful Funerals, Planning Tools

After losing a loved one, you will have to make many decisions regarding what type of services will best honor their unique life. As you speak with a funeral director, they may ask you, “Would you like to have a viewing or a visitation?” These two terms may seem interchangeable, but they actually aren’t. Let’s talk about the key difference between them.

What is a Viewing?

For some people, it’s important to physically see a loved one before they are laid to rest. At a viewing, the deceased’s body is available to “view,” often lying in a casket with flowers or memorabilia nearby. You can choose to have a public viewing or a private, family-only viewing.

The act of viewing the person can play an important role in the grieving process. It’s an opportunity to say goodbye in person, to touch that special person one final time, to kiss their forehead in farewell. It’s also an opportunity to truly acknowledge the reality of the death. Sometimes, the truth of a loved one’s death doesn’t feel real at first, but by seeing their body for yourself, the reality of the death begins to sink in. And as hard as it may be, accepting the reality of the death is an important aspect of the healing process.

Additionally, the viewing may also provide an opportunity to pay respects to the surviving family. It’s not required that the family be present at the viewing, but most of the time, they are. The viewing gives mourners access to the grieving family and the chance to offer condolences and support following the death.

What is a Visitation?

On the other hand, a visitation is a little different. The surviving family must be present, but the deceased’s body is not visible. While there may be photos, an urn, or even a closed casket, there is no viewing of the body itself.

Instead, the focus of the visitation is on paying one’s respects by offering support and condolences to the grieving family. It’s a time for surviving family members to make themselves available to friends, family, co-workers, and neighbors who want to offer their sympathies. It’s also a time to share stories about the deceased and comfort each other through shared grief.

Because the funeral service itself has an order of events, it’s not always the best time to offer support and condolences. The visitation is more casual and provides the chance to speak freely and as long as you want without the time constraints of the funeral service.

Are there Any Similarities?

Absolutely! Here are a few ways in which the viewing and visitation are similar to each other:

They may both include an opportunity to pay respects to surviving family members
Each event may be personalized to reflect the life of the person who has died
There may be refreshments or a meal provided, if the family wishes
The event can take place at the funeral home, church, community hall, or even a residence (depending on local regulations)
It doesn’t matter whether you choose burial or cremation, you can still have a viewing or visitation (though embalming is generally recommended for the viewing)

Could I Have a Viewing AND a Visitation?

Yes, you could, but to keep things less stressful for the grieving family, it’s often recommended to simply have a viewing with the family also present. By doing so, you cut down on the number of events the family must attend while still achieving the benefits of both a viewing and a visitation.

Is a Visitation or Viewing Required?

Neither of these events are required. It’s entirely up to your personal preferences whether you’d like to include either one. They do have their benefits, so speak with your family and the funeral director as you decide whether to include them or exclude them from a loved one’s final tribute.

Are There Times When a Viewing is Not Recommended?

Yes, there are times when the funeral director may recommend that the family skip the viewing. Most of the time, this recommendation is made because the body is not as presentable. While funeral homes can do wonders with cosmetics or restorative arts, there are times when it’s not enough to restore a loved one’s appearance to how you remember them. In these cases, the funeral director will use their professional judgment and suggest you skip the viewing. The final decision will be up to the surviving family members.

When Does a Viewing or Visitation Occur?

As you plan the funeral service with your chosen funeral director, you can discuss the options. The two most common choices are:

Have the visitation/viewing the evening before the funeral service. This allows anyone unable to attend the funeral service a secondary opportunity to say goodbye and offer their support.
Have the visitation/viewing the hour prior to the funeral service. This option means that the grieving family only has one event to attend, but there may be some people unable to attend due to their own work or personal schedules.

Ultimately, it’s up to the family to decide what’s best for their own grief and for honoring their loved one’s life.

Personalization is Key

Now that you have a better understanding about the key differences between a viewing and a visitation, it’s essential to discuss the importance of personalization. For an event to be meaningful, it must also be personalized. You can go simple or elaborate, but the personal touches will make the viewing or visitation that much more special to the grieving family and any other mourners.

Here are a few resources that will help you personalize the event, whether you choose a viewing or a visitation:

Nov 19

Love0

8 Christmas Keepsake Crafts to Honor a Loved One’s Memory

By christy.kessler Christmas, Grief/Loss

Person holding homemade heart plush in hands

During the holidays, feelings of grief may feel even closer to the surface. Even if it’s been years since the death occurred, the family togetherness of the holidays can bring out fresh emotions. And that’s okay. It’s completely normal to feel this way and to miss someone who’s no longer here.

To help you turn your grief into healing action, consider creating a keepsake craft that will honor your loved one’s memory and bring a little comfort to your own heart. And when appropriate, don’t be afraid to invite the kids or grandkids into the process!

8 Christmas Keepsake Crafts to Honor a Loved One’s Memory

Some of these crafts are harder than others, so either choose one that fits your craft level or be prepared to learn a new skill. You can do it!

1. Commemorative Candle

Making commemorative candle at home with special scents and added lavender

With commemorative candles, you could purchase a candle in your loved one’s favorite scent or color. To personalize it a bit more, you could write their name on the candle with glitter pens or gemstones. Alternatively, you could get a white candle and create a candle wreath of their favorite flowers or make your own candle with special scents and add-ins. Or, if you just don’t trust your crafting abilities, you could go online to Etsy or a similar site and choose a memorial candle there.

2. Memorial Ornament

Making fabric Christmas ornaments from felt

If you’d rather create a memorial ornament for the tree, there are so many websites out there with instructions on how to create the perfect one – with levels from beginner to advanced. You could get a picture frame ornament and have your loved one’s name engraved on it. If they particularly loved reindeer or elves, you could put together an ornament based on these themes. You could also create a quilted ornament using fabrics with meaningful imagery. The possibilities are vast; all you have to do is select the one that appeals to you personally.

3. Decorative Wreath

Woman decorating wreath at home with ribbon

For those who love beautiful wreaths, creating a memorial wreath may be a good option. You could display it in your home or place it at a loved one’s final resting place. The design is entirely up to you, but you could use seasonal flowers, photos, miniature items to represent your loved one’s favorite things, or even add a few of their preferred Christmas candies. Alternatively, you could create an ornament wreath, using their favorite ornaments to fill in the wreath. There’s no right or wrong when it comes to personalizing the wreath. Here’s a tutorial to get you started.

4. Christmas Stocking

Three red and white Christmas stockings hanging from a mantel

Christmas stockings are a staple in many homes during the holiday season, and they are usually displayed in a prominent place in the home. If you’d like to keep your loved one’s memory near the forefront, you might consider sewing a memorial stocking. You can personalize the design and add their name to it. Then, when it’s placed with the other stockings, you will have a comforting, visual reminder of the person you love. You can even encourage family members to write down memories and slip them into the stocking over the holiday season.

5. Personalized Pillow Cover

Red and white pillow sitting gifts and a Christmas display

Even though they may not seem like it, pillow covers are easier to make than you might think. The biggest question is – what fabric will you use? And do you want it to say anything? You could have your loved one’s picture printed on fabric to use on the pillow. Or you could monogram a quote from their favorite Christmas movie. To make it even more personal, you could use articles of your loved one’s clothing to design the pillow cover. All of these options will create a sweet keepsake you can cherish for Christmases to come.

6. Memory Chain Garland

Person making a garland with Christmas trees and stars

Perhaps the easiest craft option on the list is to create a memory garland to lay on your mantle or wrap around a staircase or doorway. All you need is paper, scissors, tape/stapler, possibly string, and a few people to help. As you put together each piece of the paper chain, write down special memories of your loved one or things about them that you are missing this holiday season. As you talk together and reminisce, you may find that the ache in your heart lessens as you take time to share special moments and remember your loved one’s life.

7. Memory Table Runner

Four Christmas table runners sitting on table with ornaments

Do you enjoy decorating with table runners? Then this keepsake craft may work well for you. The design portion is entirely up to you. Maybe you want to keep the holiday theme but add some fabric photos of your loved one on Christmases past. Or you could add other personalized elements, like a border in their favorite color. Remember to draw out your design first, so you get a visual of what it will look like. And if you’d like to include the family in the final product, leave space for people to write down favorite Christmas memories with fabric pens.

8. Memorial Stuffed Animals

Knit white bear with red scarf and pulling sled with Christmas tree

If there are children or grandchildren in your life, you could sew or knit memorial stuffed animals as a gift. You can include a small tag on the animal with a special message from the person who has died, like “I love you” or “I miss your hugs.” You could also use a lost loved one’s clothing or leftover yarn as the chosen fabric for memorial animals. In this way, there is an added element of personalization to the gift. When the child is really missing your loved one, they can squeeze the animal and find comfort. And as they grow older, it will continue to be a cherished reminder of both you and the person who has died.

If none of these Christmas keepsake craft ideas appeal to you, not to worry! This list is far from comprehensive. Just do a quick search online, and you will find a treasure trove of options to consider. But no matter what craft idea you decide to go with, may creating something to honor your loved one’s memory soothe your heart and comfort your soul this holiday season.

christy.kessler

6 Ways Hospice Care Can Improve Quality of Life

1. Symptom Management

2. Emotional & Spiritual Support

3. Education on What to Expect

4. Practical, At-Home Assistance

5. Support for Caregiving Relatives

6. More Family Time

1. Plan ahead if you can.

2. Find a way to celebrate and remember your lost loved one.

3. Reinvent the day and bring hope to a day of sadness.

4. Give back to meaningful causes.

Healing Traditions Bring Hope and Reconciliation

Will the Department of Veterans Affairs (VA) pay for a veteran’s funeral in full?

Am I automatically eligible for burial benefits simply because I was once in the Armed Forces?

Will my family receive funds from the government in advance of the funeral?

Are there cases where the VA pays nothing toward a veteran’s funeral?

If a spouse predeceases the veteran, can that spouse be buried at a national cemetery?

Who is eligible for burial in a national cemetery?

Can you reserve a national cemetery gravesite in advance?

What does the VA provide for veterans buried in a national cemetery?

What does the VA provide for veterans buried in a private cemetery?

Does the VA pay for cremation services?

Does the VA provide burial at sea?

What is the Avenue of Flags?

A Few Things to Keep in Mind

National Cemeteries Across the United States

Alabama

Alaska

Arizona

Arkansas

California

Colorado

Florida

Georgia

Hawaii

Idaho

Illinois

Indiana

Iowa

Kansas

Kentucky

Louisiana

Maine

Maryland

Massachusetts

Michigan

Minnesota

Mississippi

Missouri

Montana

Nebraska

Nevada

New Jersey

New Mexico

New York

North Carolina

North Dakota

Ohio

Oklahoma

Oregon

Pennsylvania

Puerto Rico

South Carolina

South Dakota

Tennessee

Texas

Utah

Virginia

Washington

West Virginia

Wisconsin

Wyoming

Step 1: Gather Important Information

Checklist

Step 2: Consider Estate Planning

1. Do you have a legal will?

2. If you do have a legal will, have you appointed an executor? And does your chosen executor have access to and know where to find all of your important documents?

3. Have you named your beneficiaries?

4. Do you want or need a trust?