Educational Archives - Funeral Basics

Nov 05

Yellow estate sale sign with a red arrow pointing to the left

Pros and Cons of Using a Professional Estate Sale Company

By Courtney Cook Educational

After losing a loved one, you might feel like you have a million things to take care of, from planning a funeral to settling your loved one’s estate. One big task is taking care of your loved one’s belongings. While hosting an estate sale may help you clear away items you don’t want to keep, it can be challenging to do it yourself. But using a professional estate sale company can help! If you’re considering hosting an estate sale, here are a few pros and cons of working with an estate sale company.

NOTE: If there are any disputes regarding the estate, wait until those conflicts are resolved before hosting an estate sale. Also, honor any bequests in the legal will before putting items up for sale.

Pro: Estate sale companies take care of organizing and pricing items.

estate sale pricing stickers

One of the most daunting tasks that comes with hosting an estate sale is sorting through and pricing all the items in the house. For most people, that’s the most significant benefit of using a professional estate company; they do all the organizing and pricing for you. Estate sale companies are familiar with typical estate sale pricing and know which items may be worth a lot of money, which means they can set you up for success.

Con: You’ll still need to do some sorting on your own.

While an estate sale company can help with a lot, there are still a few things you’ll have to take care of on your own, like pulling out any items other family members want or sorting through sentimental items like photos and scrapbooks. Even if you and your family want to sell everything, you’ll still need to check for sensitive documents and important papers.

Pro: Some companies will remove leftover items after the sale.

collection of clothes, records, hats, globes, and other estate sale items in front of a yellow wall

Depending on your contract, the size of the company you work with, and whether they are also estate liquidators, the company might clean out leftover items after the sale. If your family plans to sell the house after the estate sale, this service can be a huge help since you won’t have to worry about moving furniture or deciding what to do with leftover pieces. Plus, some companies may offer cleaning services as part of their contract.

Con: Estate sale companies are mostly unregulated.

For the most part, estate sale companies are unregulated, so it may be challenging to find a reliable company. An inexperienced company may price items too low or too high, resulting in lower profits or fewer sales. A dishonest liquidation company could price valuable items especially high so they don’t sell and the liquidator can resell the items themselves, making a greater profit that you don’t benefit from. If you decide to use an estate sale company, do your research, look at reviews, and read over any contracts carefully before you sign.

Pro: Estate sale companies can bring in more business.

Yellow estate sale sign with a red arrow pointing to the left

Many estate sale companies advertise the sales they host in local newspapers or on websites and their social media pages. They often have large followings of enthusiastic buyers who are always looking for new sales. The estate sale company’s extra advertising and name recognition can bring more people to your sale than you might get if you do everything on your own. The company knows where their buyers are and can bring more traffic to your sale.

Con: Estate sale companies typically take a portion of the profit as their fee.

Many companies will take a percentage of the profit from the sale as part of their contract. This percentage typically ranges from 30%-50% of gross sales, which helps the company pay for labor and the time spent organizing and pricing items. Plus, there may be additional fees for removal of leftover items or cleaning. While this may sound like a lot, remember that an estate sale company’s experience can help boost your sales. You may not get 100% of the profit, but you may still make more money than you would on your own!

While there are pros and cons to both hosting an estate sale yourself and using a company, consider what will best fit your needs. No matter what you choose, take time to look at all your options and do your research before making a decision.

Oct 23

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Flower spray resting on top of light wood casket with lit candle nearby

A Quick Guide to Cremation Caskets

By christy.kessler Cemeteries, Cremation, Educational, Explore Options

If you are interested in cremation as the final disposition of choice, you may need to choose a cremation casket or cremation container as part of your funeral plan. In many states, cremation cannot take place unless the body is placed in some sort of container, and today, we’re going to talk about the options.

Flower spray resting on top of light wood casket with lit candle nearby

Ultimately, the decision of which type of casket to use is up to you and your family, and there’s no right or wrong answer. While it can be a difficult choice, discuss the options with both your funeral director and your family to decide what’s best for your particular needs.

3 Types of Cremation Caskets & Cremation Containers

The main thing that sets cremation caskets apart from burial caskets is that any cremation casket or container must be made of a fully combustible material. This means there can be no metal parts (or very minimal ones). Let’s discuss 3 main types of cremation caskets and containers that are most commonly available.

1. Traditional Cremation Casket

If you would like to have a traditional funeral service with body present before cremation takes place, you can. In this instance, you can choose a more traditional cremation casket made from materials like wood, bamboo, or wicker. The casket will encase a loved one’s body for the funeral service or visitation, and after all services are complete, everything will be escorted to the crematory. Since there’s no metal, the casket will serve dual purposes: presentation at the service and dignity at the crematory.

2. Green or Eco-Friendly Caskets

Because green or eco-friendly caskets are made of natural materials, you can use one as a cremation casket. These types of caskets are available in bamboo, willow, seagrass, wicker, cotton or wool, teak, and other types of wood. They tend to be less expensive, depending on the material and construction you choose. Also, they are fully combustible and contain no metal.

3. Cremation Container (or Alternative Container)

Another option is to choose a cremation container (as opposed to a cremation casket). A cremation container is a simple box made of either cardboard or fiberboard. There are no embellishments or personalized elements, and the focus is on function, not presentation. If it’s important to you, some cremation containers are made to look like traditional caskets, but you will need to speak with your funeral director to determine if that option is available in your area.

4 Tips When Buying a Cremation Casket

When deciding which cremation casket or container to use, keep these 4 tips in mind:

1. What is My Budget?

Always keep your budget in mind. While cremation caskets are typically less expensive than burial caskets, they do vary in price. If you are working with a very specific budget, speak with your funeral director about the options that best fit with your financial needs.

2. Does Appearance Matter?

For some, the appearance of the caskets matters, so do a little research. If you’d like to add personalized elements, then a cremation container isn’t for you. However, with some cremation caskets, you can add special touches to create something unique.

3. Will There Be a Funeral Service?

If you plan to have a traditional service with the body present before cremation takes place, keep that in mind when selecting a cremation casket.

4. Did My Loved One Have Any Personal Preferences?

If you are planning a final tribute for a loved one, you may or may not know what their funeral preferences were. However, if your loved one preplanned, consider honoring those wishes and going with their preferred selection. If not, make the best choice possible with the information you have.

Common Questions to Consider

What are my casket options if I choose to have a traditional funeral service with cremation?

First, you can either select a cremation casket made of a natural material, such as wood or bamboo, that is presentable for the service and safe for the crematory. Or second, you can speak with your funeral director to see if the funeral home offers rental caskets.

While a rental casket looks like a traditional casket, there’s a foot panel that opens up to allow a cardboard insert to be placed into or removed from the casket exterior. The removable insert comes with its own fabric liner, which is for one-time use, and it is hidden from view once inside the casket exterior.

In this way, you can rent a casket for the ceremony and have a less expensive container for the crematory. To learn more, read “Rental Caskets: What You Need to Know.”

What is the cost of a cremation casket?

The cost will vary depending on the type of casket you select. Some materials cost more than others, but in general, cremation caskets and containers will be less expensive than burial caskets.

Do cremation caskets come with personalized design elements?

There may be a few different design options available, but in general, the appearance is more minimalist. If you’d like, you can always work with the funeral home to commission a custom cremation casket, if that’s important for your family.

What does the interior of a cremation casket look like?

Generally, the interior will be simple with a lining and basic padding. You won’t see the more ornate details that are available with burial caskets.

Does a cremation casket seal?

There are no tight sealing mechanisms on cremation caskets. The cover and hinges are sufficient for a funeral service, but they are not heavy-duty like you’d see on a burial casket. The purpose of sealing is to keep out the elements, and since a cremation casket will not be buried, there’s no need to seal it in the same way.

Do cremation caskets have handles?

Yes, they do. In some cases, the handles are removable, but it all depends on what type of cremation casket you select.

By law, do I need to purchase a cremation casket?

In all 50 states, the law does not require that a person be cremated in a casket. However, many states or crematories require that there must be some sort of container. This is where the alternative container comes into play. You can select to use the cardboard or fiberboard alternative container in place of a cremation casket, especially if you are on a tight budget. The alternative container won’t come with padding or a lined interior; it is simply a box.

If I choose direct cremation, do I need a cremation casket?

That’s up to you and your family. You do not have to select a cremation casket, but you will likely need a cremation container at the very least.

Can I have a service with a cremation container?

It’s not generally recommended to use a cremation container for a funeral service. Cardboard and fiberboard cremation containers are not intended for viewing purposes and only serve as a means of providing a loved one’s remains with a respectful journey to the crematory. If you don’t want to purchase a cremation casket for a service, you can instead opt for a rental casket.

Hopefully you now feel equipped to better understand the options that are available to you regarding cremation caskets and containers. If you still have questions or would like to discuss the options available locally, reach out to a trusted funeral home and set up a time to visit with a funeral professional. They can help you understand all of your options so you can decide what’s best for your family and your needs.

Oct 09

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10 Traditional Jewish Funeral Customs

By christy.kessler Educational, History of Funerals

Every culture and religion have their own traditions and rituals surrounding the funeral, and the Jewish faith is no different. Today, let’s discuss 10 traditional Jewish funeral customs and their purpose and significance to the millions of people who follow Judaism. However, please note that there are several different movements within Judaism, which means their customs will vary a bit. But regardless of the branch of Judaism, Jewish funeral customs follow a strong set of beliefs tied closely to the Torah.

1. Taharah (Preparation of the Body)

In accordance with Jewish custom, the deceased’s body is washed, purified, and dressed after death (but not embalmed). This ritual washing is called taharah. Traditionally, women will complete taharah for women and men for men.

After the washing is complete, the body is often dressed in a plain ceremonial shroud (called a tachrichim). In some cases, the deceased may be buried in a kittel, which is a white garment worn on High Holidays or at weddings. For men, a prayer shawl and religious skullcap (or yarmulke) are also included.

2. Shemira (Watching Over the Deceased)

As a sign of respect and kindness, the deceased is never left alone from the time of death until services are complete. This practice of watching over or guarding the deceased is called shemira, and the person guarding the deceased is called a shomer.

This responsibility can be shared and taken in shifts. Often, it’s family members, friends, or members of the synagogue who step in to serve as shomrim. During shemira, comforting psalms can be read aloud with the intention of bringing comfort to both the spirit of the departed and that of the shomer.

3. K’vurah B’karka (Ground Burial)

Traditionally, burial takes place within 24 hours of death, but in some Jewish movements, more time is allowed. However, burial does still take place as soon as possible. In many cases, the funeral is held at the graveside, though it could also occur at the funeral home or synagogue.

The service may be brief and simple, designed to honor the loved one and to allow an opportunity to offer condolences to the family. There may also be readings, eulogies, and the recitation of prayer.

If you are a non-Jew and would like to know what to expect at a Jewish burial, make sure to read “Jewish Funeral Etiquette: What to Expect as a Non-Jew.”

4. Kriah (Tearing or Rending of the Garment)

Following the death of a loved one, immediate family members will often wear a black ribbon. This ribbon is torn as an outward sign of personal pain and grief. Orthodox Jews may choose to tear their clothing (often the collar), while Reform Jews tear the black ribbon instead. The tearing most often occurs before the funeral ceremony in a private room with only immediate family members present.

The torn ribbon or garment is then worn during shiva, but not on Shabbat or Festival Days. Traditional Jews may continue to wear the torn garment through the 30 days of shloshim. (We will discuss shiva and shloshim in more detail shortly.)

5. Levayah (Accompany the Deceased)

Similar to a non-Jewish funeral procession, Jewish mourners accompany the deceased to the final resting place. This action affirms that those who love the deceased are still and forever joined together. It is also thought that the soul of the departed is comforted by the presence of their loved ones during the transition from one life to another.

Because burial is perhaps the most important part of the Jewish funeral, mourners should make every effort to participate in levayah and the graveside service.

6. Seudat Havra’ah (Meal of Condolence)

After burial, the meal of condolence typically takes place at the synagogue or the home of the bereaved. Friends, neighbors, or extended family members provide a meal that often includes lentils, hard-boiled eggs, and bread. In Judaism, these foods are associated with mourning or with life itself. Other simple and easily digestible foods may also be included in the consolation meal.

7. Shiva (Week of Mourning)

Shiva is the first seven days after the funeral – a mourning period where the deceased’s family stays at home and receives guests. Traditionally, shiva begins immediately after the burial and is a time to acknowledge any feelings of grief and sadness. Today, many families observe only one or two days of traditional shiva rather than the full seven.

During shiva, the bereaved family will recite prayers and reflect on their loss. Guests offering condolences often bring kosher meals as a gift to feed the family and their visitors.

Throughout shiva, personal grooming and physical intimacy are not allowed. Mirrors are also covered to encourage mourners to focus on the deceased and not on personal appearance. These actions symbolize the disruption that death brings and demonstrate grief through self-sacrifice.

8. Shloshim (First 30 Days of Mourning)

Directly following shiva, there is a 30-day period of mourning called shloshim. During this time, the bereaved family will go back to their normal routines, but they will continue to recite prayers and daily hymns. Some Jews may choose to wear the torn black garment or ribbon from the kriah ritual. Additionally, it’s common to refrain from haircuts, shaving, and attending social or even religious events.

Some families may choose to end shloshim with a special service where mourners speak about the deceased. Also, if there is to be a public memorial service, it often occurs after the conclusion of shloshim.

9. Yahzreit (Anniversary of the Death)

Every year, on the anniversary of the deceased’s death, the family lights a candle and leaves it to burn for 24 hours. This is an act of remembrance and helps the family on the grief journey.

It’s common practice to recite Jewish prayers or to attend synagogue services. Other families may choose to share a song, place a picture of the lost loved one nearby, recite the Mourner’s Kaddish, or visit the grave of the deceased.

10. Hakamat Ha-Matzeivah (Unveiling Ceremony)

Approximately one year after the funeral, the family gathers at the gravesite for the unveiling of the gravestone. There’s often a brief service, which may include readings and recitations, a few words about the deceased, and the unveiling itself. The presence of a rabbi is not required, but some families may choose to include one in the planning and facilitation of the ceremony.

Hopefully you now have a deeper and better understanding of the beauties of Jewish funeral traditions. Again, these customs will vary a bit depending on whether a person practices Orthodox Judaism, Reform Judaism, or one of the other movements. But overall, the heart behind the Jewish funeral tradition is to respect the deceased in every way possible and support the grieving family as they mourn the loss of someone dearly loved.

Oct 09

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Man's hand touching a prayer book resting on top of a Jewish prayer shawl

Jewish Funeral Etiquette: What to Expect as a Non-Jew

By Courtney Cook Educational

Attending a funeral is a profound way to show respect and offer comfort to those who are grieving. But attending a service for someone in a faith tradition you’re unfamiliar with can be intimidating. This is especially true for non-Jews attending a Jewish funeral for the first time. Many of the customs and traditions included in a Jewish funeral may be unfamiliar to non-Jews.

If you’ve been invited to a Jewish funeral, don’t hesitate to attend and support the grieving family! If you are respectful and sensitive, your presence will be appreciated. And while every Jewish funeral will look different depending on the Jewish family’s level of observance, this guide can help you better understand what to expect. Let’s get started!

Deciding What to Wear

People at graveside service in modest clothing

While non-Jewish funeral attendees aren’t always required to adhere to Jewish rules about modesty, it’s best to dress respectfully. Generally, it’s a good idea for both women and men to wear clothing covering their knees, shoulders, and elbows.

Wearing black typically isn’t a requirement, but choose colors and patterns that are more muted and not showy. Avoid clothing with many embellishments, and when in doubt, opt for business casual. Good options include pants and a collared shirt or suit for men and a long dress, skirt, or slacks for women. Additionally, if you’ll be outside at the funeral or graveside service, dress for the weather and wear shoes you can walk across dirt and grass with.

Non-Jews are generally exempt from Jewish rules about head coverings. But if the funeral occurs in a synagogue, men and/or women may be required to cover their heads or hair. Synagogues may have yarmulke, also known as kippah or skullcaps, available for men to use at the entrance. When in doubt, you can bring a hat or, for women, a scarf to cover your head if requested.

Understanding a Few Traditions

Close-up of a wooden casket

Jewish funerals often involve many different traditions and rituals. While you may not see or hear about all of these, depending on the family’s level of observance, here are a few of the most common traditions.

Burial within 24 hours: Many branches of Judaism believe that the deceased should be buried within 24 hours of death, although some traditions allow 72 hours.

Ritual washing: Before burial, Jewish community members wash and prepare the body, dressing the deceased in a white garment called a tachrichim.

Wooden casket: In many Jewish traditions, burial occurs without any metal, including metal caskets or nails, which makes wooden caskets the traditional choice.

Closed casket: Jewish funerals will almost always be closed casket funerals, as viewing the deceased is considered a violation of their privacy.

Natural burial: Most Jewish burials are natural, as Jewish law prohibits tampering with a body, which means that bodies are not embalmed except in special circumstances.

Asking for forgiveness: You may see mourners whispering near the casket. They might be asking for forgiveness from the deceased, resolving bad connections, or saying words they wish they had.

Kriah/tearing: Immediate family or very close friends of the deceased may have a piece of their clothing cut or torn or a black ribbon pinned to their clothing. This symbolizes how the loss of a family member tears the family.

If a Jewish funeral doesn’t include one of these traditions or seems out of the norm, remember that different branches of Judaism have different traditions. Avoid drawing attention to differences as they may be sensitive topics, especially if there were family disagreements about what to include in the service.

Attending the Funeral

Man's hand touching a prayer book resting on top of a Jewish prayer shawl

Jewish funerals are typically held at the graveside, a synagogue, or the funeral home. In Jewish tradition, flowers are not acceptable for funerals, so there will usually be no flowers at the service.

Before the funeral, the grieving family should not be greeted except by other very close family members or friends, and often, you may not see the family until the service starts. In many Jewish traditions, those offering condolences should wait for the family to speak to them first before sharing their sympathies, which typically occurs while the family sits shiva in the days following the service.

While the contents of the funeral may vary, most Jewish funerals will include prayers and recitations of Psalms. There may or may not be a eulogy, depending on the family’s level of observance. For readings and prayers, you may participate if you feel comfortable, but it’s not necessary. If you do, keep your voice soft and respectful and take cues from those around you.

Just like at any funeral, observe general etiquette rules and keep your cell phone off and out of sight. Unless you are a very close friend of the family, sit a respectful distance away.

Attending the Graveside Service

yellow leaf resting on top of a granite headstone with the Star of David engraved on it

Burial will typically occur immediately after the funeral. Often, only close family and friends will go to the graveside service, so if you don’t know the family well, it’s usually okay to skip it as a non-Jew.

There may be several readings or prayers at the graveside. Mourners will typically recite the burial or graveside Kaddish, a traditional Jewish prayer. In some branches of the Jewish faith, only male mourners will recite the Kaddish. Others do allow women to participate in reciting the prayer. If you’re not in the Jewish faith, you don’t need to worry about joining in the Kaddish.

During the service, mourners often take turns shoveling earth into the grave. While you aren’t required to participate, it can be a beautiful way to pay your respects to the deceased.

After the graveside service, Jews usually wash their hands, whether at the cemetery or before entering a home. As a non-Jew, you’re not required to participate, but if you wish to, follow the lead of those around you.

Sharing Your Condolences

Person writing a condolence letter to a grieving friend

If you’re unable to attend the funeral or just wish to express your sympathies to the family after the fact, there are a few things you can do to share your condolences. In the days following a funeral, Jewish families sit shiva, where friends and family comfort them at home. If you’re interested in visiting the family during shiva, check out this article to learn more about what to expect.

When offering your condolences to a Jewish family, wait for the family to greet you before speaking with them. Avoid referring to an afterlife and instead focus on the memory of the deceased. For example, you could say, “May his memory be a blessing” or “May her memory bring you comfort.” If you send a sympathy card or condolence letter, make sure not to send anything with a Biblical quote from the New Testament.

If you wish to send the family a gift, keep a few things in mind. While flowers are often used at non-Jewish funerals, don’t send flowers to the mourners at a Jewish funeral. You can bring food to the family, but ask about food sensitivities and whether or not kosher food is required. Memorial donations to organizations or causes important to the deceased or the family are another option you can explore. But don’t feel pressured to give anything, especially if you’re not used to preparing kosher food. Your presence is enough.

As you plan to attend a Jewish funeral, remember that your presence matters most. As long as you are kind and respectful, the family will appreciate your support while you pay respects to the deceased.

Oct 04

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Woman in mustard yellow cardigan sitting at table, signing documents

Understanding the Living Will & Why It Matters

By christy.kessler Educational, Estate Planning

When planning ahead for the future (even the far future), it’s important to make sure you cover all the bases. That means making decisions about your physical estate, digital estate, funeral plans, and medical care preferences. Today, we’ll discuss the living will and how it helps your family understand your treatment preferences in a medical emergency or life-threatening situation.

What is a Living Will?

First, let’s define the term “living will.” Sometimes confused with the “last will and testament,” the living will has a separate purpose: to communicate your preferences regarding life-prolonging medical treatment. Essentially, the living will spells out the medical treatments you would or would not want used to keep you alive. It provides direction on life-prolonging procedures, treatment for terminal conditions, and vegetative state conditions.

For example, if a person has no brain function after a serious car accident, they might not want to be kept alive with a ventilator. The living will is the document where that person would indicate they do not want a ventilator used to prolong their life under these circumstances.

You can create a living will at any age. And the living will only comes into play if you are in a life-threatening situation and are incapacitated and unable to make decisions for yourself. If you are awake and coherent, the doctors will ask you directly about your care and not consult the living will.

Why Would I Create a Living Will?

In cases where a person is unconscious or incapacitated (coma, dementia, brain damage) and is suffering from a terminal illness or life-threatening injury, doctors consult the living will. However, if there’s no living will available, all medical care questions are posed to the spouse, family members, or designated healthcare proxy.

The main reasons to have a living will are four-fold:

Make your medical preferences known to your family, loved ones, and doctors
Relieve your family from having to make difficult medical decisions on your behalf
Reduce confusion or disagreements regarding your medical care
Protect your loved ones from the emotional toll of taking on the responsibility of deciding your life or death

By creating a living will, you decide what’s best for you. In a sense, even in a dire situation, you can still control what happens to you.

What Medical Decisions Should I Address in the Living Will?

You can address whatever medications or treatments you want in the living will, but here are some things you should consider mentioning:

CPR (cardiopulmonary resuscitation)
Mechanical ventilation
Tube feeding
Dialysis
Antibiotics or antiviral medications
Palliative care or pain management
Hospice care
Organ and tissue donation
Donation of body to science
Surgical interventions
Pacemaker or ICDs
Brain damage

As you consider your options, remember that you are only recording your wishes for emergency medical situations where you are incapacitated or unable to make decisions yourself.

If you aren’t sure what the pros and cons are of each type of treatment, schedule time with your primary care physician to discuss the implications of each. Also, try not to make decisions without input from others. Include your spouse, partner, or close family members in the discussion.

How Do I Write a Living Will?

Many states provide a template you can use to record your medical care preferences, but if that isn’t an option, contact an estate planning attorney. They will be familiar with your state’s specific laws and can ensure all your bases are covered.

However, here are a few things to keep in mind as you consider writing a living will:

Think about your personal values. Would you want treatment only if a cure were possible? Do you want medical professionals to do everything they can to save your life?
Consider your family’s wishes about each type of medical treatment.
Take your religious beliefs into account. For some people, religious tenets may dictate the types of care they choose to receive.
Many states require you to sign the living will before witnesses or a notary. Talk with an estate planning attorney or familiarize yourself with your state’s requirements.
List your healthcare proxy’s name and contact information if you have one. This person makes medical decisions on your behalf, using your living will as a guide. Click here to learn more about how to set up a healthcare proxy.
Your living will must be in writing to be legally valid.
If you choose to use a living will template, make sure to download the one intended for your state.

As you consider what to include in your living will, remember that you won’t think of every possible medical emergency. Instead of trying to plan for every scenario, address what you can and trust your healthcare proxy or your family’s judgment regarding any unexpected scenarios.

What Do I Do with My Living Will Once It’s Complete?

Once your living will is signed and witnessed, it’s time to distribute it to all the pertinent people. You will want to:

Keep the original in a safe but easily accessible place.
Give a copy to your primary care physician.
Give a copy to your healthcare proxy if you have one.
Discuss your medical decisions with family if you haven’t already.
Consider carrying a wallet-sized card that indicates you have a living will and identifying your healthcare proxy by name and contact information.
Keep a copy with you when you are traveling.

How Long Does a Living Will Last?

It lasts until you cancel it. To cancel it, all you need to do is destroy all current copies. Make sure that any copies you gave to family members, doctors, or anyone else are destroyed and replaced.

Can I Change or Revoke My Living Will?

Absolutely! Once a living will is signed, it goes into effect. However, if you want to make changes or revoke it, destroy all copies of the old living will and replace them with your new, updated documentation.

It’s always a good idea to review your living will occasionally, especially if something in your life has changed. For example, have you received a new diagnosis? That might affect how you feel about certain medical treatments. Have you married or divorced? You might want to update your healthcare proxy.

A good rule of thumb is to review your living will every ten years or so. Not only might your personal circumstances have changed, but your stance on certain medical treatments may have altered.

Can My Living Will be Broken or Ignored?

Yes, it can. If you designate a healthcare proxy, that person has the authority to make medical decisions on your behalf and can go against your wishes. This is why choosing someone you trust as your healthcare proxy is important.

Also, your living will can be ignored if it is deemed invalid. For example, if you didn’t get the proper signatures or any previous living wills weren’t destroyed, your current directives may not be followed.

However, if you follow your state’s laws and choose a healthcare proxy you can trust, you should have no problems.

If I Move to Another State, Should I Update My Living Will?

The short answer – maybe. If you decide to move to another state, it would be best to consult an attorney on whether you need to create a new living will. And if you split your time between two homes in different states, ask your attorney if it would be best to have a living will in each state. They can advise you on the best way forward.

Do I Need a Doctor or a Lawyer to Review My Living Will?

Legally, you do not have to get input from a doctor or a lawyer, but it would be a good idea to do so if possible. They can offer insight from their respective fields and ensure everything is done well and correctly. All decisions are entirely in your hands, so if you disagree with your doctor, that’s fine. But sometimes, you don’t know what you don’t know, and it’s helpful to have an expert by your side.

If you have additional questions about the living will and its purpose in protecting your family and communicating your medical preferences in emergencies or life-threatening situations, contact a local estate planning attorney. They are the best source for accurate information on how to proceed with creating a living will.

DISCLAIMER: Individual circumstances and state laws vary, so only undertake estate planning with the help and assistance of an attorney licensed in your state.

Sep 10

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Why Does the Funeral Matter?

By christy.kessler Educational, Meaningful Funerals

Today, we live fast-paced lives focused on instant gratification, immediate responses, and constant stimulation. We fill our minds with a barrage of entertainment and distract ourselves with our devices. In such an environment, moments of silence are increasingly rare, and may even feel uncomfortable.

For many, having a funeral and honoring the sacred space of mourning feels foreign or inconvenient. We resist the idea of slowing down because if we slow down, we risk thinking about our own mortality, something we desperately wish to avoid. But despite our best efforts to minimize its impact, the funeral does matter. Let’s talk about why.

4 Reasons Why a Funeral Matters

1. A funeral encourages us to respect the beauty of life

No matter how much we want to hide from it, avoid it, or try to get around it, death isn’t convenient. It’s painful. It forces us to consider the transience of life. It forces us to face our emotions. Dealing with death and loss is not supposed to be convenient or efficient. It takes time and intentionality to deal with death in a healthy way.

Going back to the earliest historical records, human beings have been using the funeral (in its various forms) to honor and remember the lives of loved ones. It doesn’t have to be extravagant or exhausting, but the service should give mourners time to reflect and grieve. With every life that is honored at its passing, we reaffirm the beauty and sanctity of life and the living.

2. A funeral brings emotions to the surface and reduces the risk of complicated grief

If grief isn’t expressed at a time of loss, it has a way of coming back around later, sometimes with a vengeance. In some cases, unresolved grief can lead to complicated grief or even depression. Both of these mental health concerns are serious and require the assistance of a licensed mental health professional to overcome.

While ignoring grief may save you from short-term pain, it’s harmful in the end. Dr. Alan Wolfelt, a nationally respected grief educator and counselor, says:

“The pain of grief will keep trying to get your attention until you unleash your courage to gently, and in small doses, open to its presence. The alternative—denying or suppressing your pain—is in fact more painful. If you do not honor your grief by acknowledging it, it will accumulate and fester. So, you must ask yourself, ‘How will I host this loss? What do I intend to do with this pain? Will I befriend it, or will I make it my enemy?’”

By attending a funeral, memorial, or some type of service following the death of a loved one, you give yourself and other mourners a chance to release what’s pent up inside. When grief is allowed to be expressed in its proper time, complications tend to be reduced or alleviated.

3. A funeral provides the opportunity to say goodbye

In addition to reminding us about the sanctity of life and encouraging us to express ourselves, the funeral matters because it provides an opportunity to say goodbye. As human beings, we need some form of closure – some way to say goodbye and “I love you, I miss you” to those we have loved and lost.

The funeral provides an avenue for both family and friends to have that final opportunity to say what needs to be said, to see that special person’s face one more time, and to close the door on a beautiful chapter of life as they turn the page to see what the future holds. We all need to say goodbye, so we can face the challenges and changes of tomorrow.

4. A funeral honors a loved one’s life and says they matter

And lastly, the funeral matters because your loved one’s life matters. Whether you do something simple or something elaborate, take time to celebrate who your loved one was. What did they enjoy doing? What were their lovable quirks? What did they mean to you? What are your favorite memories?

By adding customized stories and details to a final tribute, you get to say goodbye to them in a truly personal way. It’s not a hollow or meaningless service. It’s full of love, appreciation, remembrance, and a focus on the value your loved one brought to the world.

What Does All This Mean?

So, what does all this mean? It means take time to slow down. Make time to mourn. You deserve the chance to express and work through your feelings. And your loved one deserves to have their life remembered and honored in a personal way.

While confronting death head-on can feel uncomfortable, respecting the dead makes us stronger people. We find greater resilience and the ability to navigate through the difficulties of life. At the funeral, we mourn. We come together and remember. In many ways, we forget our differences and heal old wounds. We honor sacred space and time, and we grow as individuals and as a society.

And remember, every funeral will look different. You can work with a trusted funeral professional to choose the type of service that best meets your loved one’s wishes and your family’s emotional needs. Whether that’s a formal Mass, a memorial service with cremated remains present, a graveside service, a celebration of life, or some other type of service entirely, the funeral matters because it helps you meaningfully honor, remember, and celebrate a unique person you deeply love.

Aug 29

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Mourners attending a service, placing hands on casket in remembrance

5 Ways Funerals Today Aren’t One-Size-Fits-All

By christy.kessler Educational, Meaningful Funerals, Plan Ahead

Mourners attending a service, placing hands on casket in remembrance

Starting in the mid-1800s, there was a shift in funeral care. This shift was mainly due to the influence of Queen Victoria’s mourning practices on the Western World and the rise of embalming after the assassination of President Abraham Lincoln. The expectation for funerals came to include embalming, a viewing and visitation, service, funeral procession, graveside service, as well as a headstone.

While many people today still choose a traditional funeral as outlined above, things have changed in the last 150+ years. Now, funerals aren’t one-size-fits-all. You get to make more choices regarding how you want your life remembered and celebrated.

So, let’s talk about 5 key ways that you get to choose what’s right for you.

1. Choose Your Service

One way you can customize the funeral to fit your needs and personality is by choosing the type of service you want. For example, would you like a traditional funeral service? Or perhaps you’d prefer a memorial service after cremation has taken place? Would you like a viewing or a visitation? If so, would it be a private event or a public event? Alternatively, you might prefer to have your ashes scattered in a special place by the people closest to you.

While the options mentioned above are for the sake of example, you can talk with your family and a trusted local funeral home to better understand all of the possibilities. Then, with that information in hand, you can put your funeral plans in writing so that your loved ones know exactly how to honor your life after you’re gone.

For more resources on the types of services you could select, check out the articles below:

2. Choose Your Disposition

The two most common forms of final disposition in the United States are burial and cremation. While there are pros and cons to each, the choice is up to you. With burial, you can choose traditional burial with or without embalming, or you can opt for green burial. Similarly, with cremation, you can choose cremation by heat or by water.

When deciding which to choose, make sure you consider your family’s needs and your own personal convictions. For example, someone who wants to leave a smaller environmental impact could choose green burial or water cremation, the two options with the smallest footprint. However, if having a viewing is essential to your family or religious needs, you might choose have one before burial or cremation takes place. It’s entirely up to you and your family.

A few lesser used forms of disposition are burial at sea, recomposition burial (only available in select states), or body donation to science. For more information about all of these forms of final disposition, check out the resources below:

3. Choose Your Final Resting Place

Next up is choosing your final resting place. Not only can you personally choose the cemetery, but you also decide what kind of placement you want. With burial, you could opt for a single or double plot, a mausoleum, or even an above-ground crypt, to name a few. The cemetery may even have options like choosing a plot near a pond, a bench, or a lovely view.

On the other hand, with cremation, you could choose placement in a columbarium, a glass-front niche, scattering (at a cemetery or a special place), or even urn burial. Depending on the cemetery, there may be other options available. And if you are a veteran, there are national and state veteran cemeteries to consider as well as veterans’ burial benefits.

For more information about choosing a final resting place, check out the resources below and start talking with cemeteries in your area. You can consider the options available at each one and decide which works best for you.

4. Choose Your Personalized Details

Personalization is perhaps the best way to create a truly unique final tribute. Special touches and custom details tailor the service to tell the story of your particular life and its events. There are so many ways to personalize the funeral. Just think – weddings, birthday parties, anniversary celebrations, they all look different because they are custom to the people being celebrated. The same personalization can be true for any funeral or memorial service.

When adding meaningful details, there are a number of things to consider. You could add personalized music, readings, symbols, actions, or choose a unique location. You could also include photos, a memorial tribute video, or serve the deceased’s favorite foods at the reception.

The options are truly endless, so check out these resources and then discuss personalization with a trusted funeral director. They will brainstorm with you, discuss the possibilities, and work to make them a reality.

5. Choose Your Budget

One important aspect of the funeral that’s in your hands is cost. While you can’t control the cost of materials, merchandise, and services, you do get to decide which ones you want. The Federal Trade Commission requires that every funeral home have a General Price List that outlines all of their services and merchandise. With this list, you can pick and choose what you want and ensure that the cost of the funeral stays within your budget.

Plus, at a good funeral home, the staff will work with you to create a personalized plan that fits your needs. So, go to the funeral home with a realistic range of what you are willing to spend on a service, and they will work with you to honor that. If they push you toward the most expensive options, that’s a warning sign that you should find another funeral home to partner with.

Next Steps: Record Your Wishes for the Future

And one final thing that must be included is the importance of writing down your wishes once you’ve made decisions. It doesn’t do your family any good if you’ve decided what you want but never communicate it. Thankfully, planning ahead (also known as preplanning or advance funeral planning) is very common and can take an incredible weight off your family’s shoulders. Simply make an appointment at your chosen funeral home to get started. With your funeral plans written down, your family will have a roadmap to understanding what you want. Otherwise, they may be left scrambling after the loss, not sure what to choose.

Also, if you wish, you can pay in advance or set up a funeral insurance policy to cover the total cost. Alternatively, you can set aside funds in your personal accounts or use a life insurance policy. However, keep in mind, setting aside enough funds may be difficult due to rising costs and inflation. And with life insurance policies, funds may not be available for 6-8 weeks. This means your family may need to pay out of pocket for any funeral services and be reimbursed later.

To learn more about the benefits of planning ahead and how to pay for a funeral, check out the resources here:

By writing down your funeral wishes, you can communicate your personalized preferences to those you love. And with that information, they can make sure that your final tribute isn’t one-size-fits-all. It’s the size that uniquely fits YOU.

Aug 28

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older man in funeral attire placing hand on shoulder of young woman in black blouse with black lace ribbon in hair

3 Ways an Open-Casket Funeral Helps You Heal

By Brooke Brown Educational, Explore Options, Meaningful Funerals

When you’re planning a funeral, there are many decisions to make, including whether to have an open or closed casket service. At first glance, having an open casket at a viewing or visitation may seem old-fashioned, but did you know that many people find it essential to the healing process? Today, let’s discuss 3 key benefits to having an open-casket funeral and how each one can help you and your family heal after a loss.

Benefit #1: An Open-Casket Funeral Helps You Acknowledge the Reality of Loss

When you lose someone you love, the nature of your relationship changes. Though still a part of your life and memories, your loved one will no longer be physically present. An open-casket funeral helps you accept this difficult change by allowing you to see the body of your loved one. The ability to see a loved one can be an important first step in acknowledging the reality of your loss and the impact it will have on your life and the lives of those around you.

Benefit #2: An Open-Casket Funeral Provides a Setting for Communal Support

The loss of a loved one affects your relationships with friends and family who are also grieving. An open-casket funeral provides a communal setting where you can acknowledge how this loss changes your relationship to the deceased, but also to one another. Gathering together can lessen your grief burden, strengthen your community of support, and ease the transition to life without your loved one by your side.

Benefit #3: An Open-Casket Funeral Allows You to Say Goodbye in Person

Among the hardest things about losing a loved one are the many ways in which you’re reminded of their physical absence. Without them to see or speak to, it may be hard to recall their physical features, cherished individuality, or unique style. An open-casket funeral allows you to be near your loved one’s body one more time, to remember them as they were in life, and to say goodbye in a way that brings you closure and a sense of peace.

What’s Next?

Now that you understand the 3 key benefits of an open-casket funeral, the choice is entirely up to you and your family. In some cases, a closed casket funeral is the right choice, particularly if a loved one’s body is unrecognizable after his or her passing.

As you consider funeral details and planning options, remember that acknowledging the reality of your loss, giving and receiving support, and being able to say goodbye in person are all normal and significant needs of grief. An open-casket funeral is one well-established way of meeting those needs.

If you’d like more information about planning a personalized funeral that will bring healing to family and friends, check out these resources.

Resources for Caskets:

With an open-casket funeral, you will certainly need to consider what type of casket you’d like to use. But what should you consider when choosing a casket? While some variables, such as cost, have probably occurred to you, others may not have. Caskets come in a variety of styles, materials, and price ranges. To learn where to begin when choosing a casket, start with “5 Questions to Ask When Selecting a Casket.”

Also, if you’d prefer, your chosen funeral home may offer the ability to rent a ceremonial casket. This may be a good option if you’ve chosen cremation but still want to have an open-casket service beforehand. Read “Rental Caskets: What You Need to Know” to find out more.

Resources for Funeral Personalization:

In addition to choosing a casket, you will also want to add personal and meaningful touches to the open-casket service to reflect your loved one’s life. By doing so, your family can honor your loved one’s unique life and memory. To start planning a meaningful service that will reflect individuality and personality as well as bring healing to friends and family, take a moment to read “10 Ideas for Making a Funeral More Personal.”

As you decide the best way to honor your loved one’s life, don’t hesitate to reach out to funeral directors and funeral home staff. They can answer any questions you may have about open-casket funerals, ceremonial caskets, personalizing the service, and so much more. You don’t have to do this alone—there are people available to help you through.

Aug 22

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11 Mistakes to Avoid When Writing a Eulogy

By Courtney Cook Educational, Meaningful Funerals

The eulogy plays an important role in the funeral by highlighting the legacy the deceased left behind. It serves as a time of reflection and helps everyone grieve together. If you’ve been asked to write a eulogy at a funeral or memorial service, you may not know where to start, and that’s okay!

While every eulogy looks different and there isn’t a specific outline you need to follow, there are a few mistakes to avoid when putting together a eulogy.

1. Reading the obituary

The obituary and the eulogy may touch on similar topics, but they play very different roles. Instead of just reading the obituary at the service, use it as a starting point. Include some biographical information in the eulogy, but focus more on telling stories about the deceased and sharing memories.

2. Forgetting to confirm facts

One of the most important steps in writing a eulogy is confirming the facts you plan to share. You don’t want to say that the deceased grew up in New York if they actually grew up in Chicago! Double and triple-check your facts, and get someone else who knows the deceased well to review what you’ve written.

3. Preparing without feedback from others

When writing anything, getting a second (or third or fourth) opinion is always good! Share your eulogy with another person and get their feedback about how it sounds. They can let you know if any information needs to be corrected or if some wording sounds insensitive. Plus, they may be able to give you ideas of other stories you can add to better highlight the deceased’s life.

4. Neglecting to practice

woman rehearsing a eulogy in front of her mirror

Writing the eulogy is only the first step; how you deliver it is just as important as what you say. Before the service, make sure to practice giving your eulogy. You can read it in front of the mirror to practice making eye contact and looking up from your paper. It’s also a good idea to practice giving your speech to others to get their feedback on your delivery.

5. Making it too formal

While writing, remember that you’re working on a speech, not an essay. Eulogies should be casual and personal, not too formal. Read what you’ve written out loud and see how it sounds. Do you sound like you’re talking to your friends and family or giving a formal presentation? Keep your wording informal and avoid complicated or confusing words.

6. Listing facts instead of telling a story

peach and white flowers on a grave with a heart-shaped stone engraved with "In Memory"

Typically, eulogies are under 10 minutes long. That’s not a lot of time to sum up someone’s life! Instead of listing facts about the deceased, choose a few significant stories that show the kind of person they were. If your loved one was patient, do you have a specific memory that showcases their patience? If they went out of their way to make people comfortable, do you have an example you can share? Stories will always be more engaging to the audience than a list of facts.

7. Sharing embarrassing or private details

While stories about you or the deceased embarrassing yourselves may bring you comfort as you cherish your memories with them, a eulogy isn’t the place to share them. You also shouldn’t reveal things that were told to you in confidence or share awkward, personal, or inappropriate information about the deceased.

8. Getting too specific about the death

Man standing by a casket reading aloud from a book

Eulogies are meant to highlight the legacy someone left behind and the life they lived. While it’s okay to mention the deceased’s death, try to avoid going into too many details, as that could be a trigger for the grieving family. It’s especially important not to discuss details of a sudden or traumatic death, like those due to car accidents, suicide, or homicide.

9. Airing grievances

If you’ve been asked to give a eulogy for someone you didn’t get along with or who had a negative impact on your life, keep your grievances out of the eulogy. A funeral isn’t the place to announce that the deceased owes you money! While you don’t want to lie and say someone was a great person if they weren’t, look for positive aspects of the person you can focus on instead. And, if you find yourself unable to create a positive eulogy, consider declining to give the eulogy or ask someone to help you edit yours.

10. Using inappropriate humor

microphone and flowers at a funeral ready for a eulogy

Including jokes in a eulogy is perfectly fine, especially if the deceased had a great sense of humor and the jokes fit their personality. But be respectful and avoid jokes that insult the deceased or make light of the death or the family’s grief. Keep in mind that there may be children at the service, too. If you’re unsure about a joke, run it by a discerning family member first.

11. Taking focus away from the deceased

A great way to highlight a loved one’s legacy in a eulogy is to talk about your memories of the deceased. But while talking about your relationship with them, keep the focus firmly on the person who has died. Don’t make the eulogy all about yourself or drift into unrelated topics, especially controversial topics like politics or social issues.

As you put together the eulogy, don’t stress too much about trying to make it perfect. Get feedback from those around you and share the impact the deceased made on your life and the lives of everyone around them. As long as you are respectful and thoughtful, your friends and family will appreciate your words.

More Resources for Writing a Eulogy

Jul 17

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Mourning Colors From Around the World

By christy.kessler Educational, History of Funerals

In the United States, black is the color most people commonly associate with grief and mourning. However, that’s not true for all cultures. The color of mourning is often deeply rooted in the history and beliefs of a nation and its people, so let’s see which colors represent mourning around the world.

Black

Black silk fabric

In addition to the United States, black is the color of mourning in most Western nations as well as some other nations. Wearing black is a symbol of sadness, loss, and death. Writings from Ancient Rome reveal that the tradition of donning black after a death was common even in that day.

And while the color black never went out of use, it became particularly popular during the reign of Queen Victoria. Following the death of her husband, Prince Albert, the Queen spent the next 40 years of her life mourning his death. She commonly wore black or other dark colors to symbolize her deep sense of loss. Her example went on to influence many other nations in Europe and North America, leading to a stronger connection to black as a color of mourning.

Like many Western nations, black is also a common mourning color in Japan, Brazil, and Thailand, to name a few. It’s also quite common to see black worn at Jewish funerals.

White

White satin fabric

Another very common funeral color around the world is white, particularly in Asia (China, Cambodia, India, etc.) where the people strongly associate with Buddhism or Hinduism.

Universally, white symbolizes purity, innocence, and rebirth. In Buddhism, white is also representative of reincarnation and the circle of life. Similarly, in Hinduism, white is a symbol of light, goodness, spiritual rebirth, and a new beginning. As these religions base many of their core tenets on the life that comes after death, it’s easy to understand why white – as a symbol of rebirth and new beginnings – would be so important at the funerals of loved ones.

There are also examples of white used for mourning in other parts of the world. For example, in 15^th and 16^th century France and England, bereaved children and unmarried women often dressed in white instead of black. Also, in indigenous Australia, it’s common practice to wear white body paint to show remorse for the loss of a loved one.

Red

Red cotton fabric

One of the least-used mourning colors, red is nonetheless prevalent in a few countries around the world. In South Africa, mourners wear red, though the origins of the practice are heartbreaking. The color represents the apartheid era and the blood that was shed during those years.

Red is also used in Ghana, but there is a condition. Red (often paired with black) is only worn by the deceased’s immediate family; black or white is worn by all other mourners.

On the other hand, never wear red to a funeral in China. Because of its strong association with happiness, cultural tradition forbids the use of red at Chinese funerals.

Purple

Purple silk fabric

Long connected to spirituality and royalty, purple is used during Easter celebrations to represent the pain and suffering of Christ’s crucifixion. For this reason, many Catholics in Brazil, Guatemala, and other Central or South American countries pair purple with black during times of grief.

In Thailand, purple represents sorrow. The color is worn exclusively by widows following the death of a husband; all other mourners wear black.

What if I Don’t Know What Color to Wear to a Funeral?

As you can see, the culture you live in, and in some cases, the religion you follow can have an impact on the mourning colors that are acceptable and expected. And in some countries, there’s a mix of colors, though black and white are the most common threads.

Rolls of fabric

If you aren’t sure what to wear to a funeral, the best thing to do is ask for guidance. You can reach out to the family, a close friend, or even the funeral director. For example, if you haven’t been to a Jewish funeral, contact someone to learn what clothing would be respectful.

In general, it’s good etiquette to avoid bright colors like orange, yellow, green, and blue. Unless you are attending a funeral where red is appropriate, generally avoid it, too.

Did any of these colors surprise you? It’s fascinating to see how mourning colors develop and understand the role they play in helping us mourn the loss of those we love.