Planning Tools Archives - Page 8 of 9

May 09

What To Do When Dad Dies

By christy.kessler Meaningful Funerals, Planning Tools

First of all, you have our sincerest sympathies on the loss for your father. Dads are special people – irreplaceable and worth remembering. If your dad completed funeral prearrangement plans, contact the funeral home he partnered with to compile the prearrangements. You will work with that funeral home to bring his wishes to pass.

But, for those whose father did not complete funeral prearrangements, this Quick Start Resource Guide is meant to help you navigate through the process of planning a funeral by supplying you with accurate, up-to-date, helpful links and information on a variety of topics.

The “Why” of Funerals

To start off, it’s important to note that, in today’s world, many families are moving away from standard funerals for their lost loved ones. While it is not inherently bad that people are moving away from traditional options toward cremation, it is unfortunate that some are confusing efficiency with effectiveness. Dr. Alan Wolfelt, a nationally-renowned grief expert who has counseled thousands of families, teaches that the funeral is an important rite of passage and “puts you on the path to good grief and healthy mourning.”

To learn more about why funerals are important, take a look at the articles below.

Should I Have a Funeral?

Why Do We Have Funerals?

Why Is the Funeral Ritual Important?

What is the Difference between a Celebration of Life and a Party?

Final Disposition Options

Nowadays, our options for final disposition (or final resting place) continue to expand. Please take a moment to read the articles below to help you decide which option is most appropriate for your needs.

What Are My Burial Options?

What is Green Burial?

How to Select a Casket

What Should I Know When Considering Cremation?

The Elements of a Meaningful Funeral Service

“People who take the time and make the effort to create meaningful funeral arrangements when someone loved dies often end up making new arrangements in their own lives. They remember and reconnect with what is most meaningful to them in life…strengthen bonds with family members and friends. They emerge changed, more authentic and purposeful. The best funerals remind us how we should live.” – Dr. Alan Wolfelt

In order for a funeral service to be a healing and meaningful experience, there are several tried and true elements that you should consider incorporating.

Music

First of all, music sets the mood for a funeral and brings emotions to the forefront. In fact, one of the purposes of a funeral is to allow mourners to grieve together, and in many ways, music says what words cannot. Don’t be afraid to invite people to express grief. Did your dad have a favorite type of instrument, style of music, or musician? Consider using any or all of them in the service.

Why Include Special Music in a Funeral Ceremony?

Top 10 Hymns for a Funeral Ceremony

Top 10 Songs for a Funeral Ceremony

Readings

Second, readings add another facet to a meaningful funeral. They are another way to not only invite mourners to express their emotions, but readings can bring your dad’s unique spirit to the service. Was there a book he was always reading or reciting? A poem? Was he a person of faith who would want passages read?

How do Readings Enhance the Funeral Experience?

Top 10 Poems for a Funeral Ceremony

Viewing/Visitation

Third, the viewing or visitation is a time for family, friends, coworkers and neighbors to gather and express support and sympathy. If it is decided to have a viewing, it is an opportunity for mourners to see your dad one last time and begin to acknowledge the reality of his death. For many, as part of the grieving process, it is important to physically see the body, and the viewing offers this opportunity.

Why Have a Visitation?

Why Should the Body Be Present?

Eulogy/Remembrance

Fourth, the eulogy may be the single most important aspect of a funeral service. It is the time to acknowledge and affirm the significance of your dad’s life. With that in mind, take time to share treasured memories, familiar quotes, or even his favorite jokes. The eulogy, sometimes called the “remembrance” or the “homily,” can be delivered by a clergy person, a family member, or even by a series of people.

What is a Eulogy?

Crafting a Eulogy

Symbols

Fifth, symbols, or symbolic acts, offer a focus point for the bereaved as well as a sense of comfort. Common symbols are a cross (or another appropriate religious symbol), flowers, and candles. For example, the act of lighting a candle, planting a memorial tree, and wearing dark clothing are all symbols we utilize.

The Importance of Symbols

Gathering

Sixth, the gathering is an opportunity for friends and family to come together after the funeral service to share stories and to support each other. For more benefits of a gathering, take a few moments to read the article below.

What is a Gathering?

Actions

And finally, by inviting others into action at the funeral service, you engage mourners and invite them to put their grief into motion. Simply put, mourning is the outward expression of our inward grief, so to move others toward healing, it is important to invite them to act.

How Do Actions Help us Heal?

Choosing a Memorial Service

Some families decide that a memorial service is a more appropriate tribute for their lost loved one. In short, the main difference between a funeral service and a memorial service is the absence of the body. All the other elements of a meaningful and healing service can be incorporated into a memorial service.

What is a Memorial Service?

Personalization is Key

Whether you have a funeral service or a memorial service, the event will be more meaningful if it is personalized. By personalizing the service, you can honor your dad’s life uniquely and specifically. Moreover, the possibilities for personalization are endless. For a few ideas, read the articles below.

How to Make a Funeral More Personal

What Makes a Funeral Meaningful?

Helping Your Family Personalize a Funeral

5 Unique Venues for a Celebration of Life Service

Funeral Procession

Accompanying the body to its final resting place is a time-honored tradition. If your family chooses to continue the tradition, the procession is a way for others, even strangers, to acknowledge the value of life and show respect for your dad.

What is the Purpose of a Funeral Procession?

Deciding on a Grave Marker

Placing a marker of some kind on a final resting place is important. Not only does it identify the person laid to rest, but it also gives the living a place to go should they desire to visit or mourn the lost loved one. It will be important for you and for future generations to have a place to return to when you want to talk to or visit your dad.

Selecting and Installing a Grave Marker

How to Write a Great Epitaph

Sympathy Gifts

In essence, sympathy gifts are a way for mourners to express their support and condolences to the family who has lost someone loved. Flowers have historically been a popular sympathy gifts. However, in recent years, donations in memoriam to a favorite charity have risen in popularity. Did your dad have a favorite organization or charity that would service this purpose, if your family wishes?

Writing a Touching Obituary

One of the first things you will do after a loved one dies is write an obituary. You don’t have to be a great writer to beautifully express your love for your dad. To that end, even as you include the expected details, consider how you might add little touches that reflect the individuality of his life.

How to Write a Great Obituary

Burial Benefits for Veterans

If your dad was a veteran of the Armed Forces, he may be eligible for certain burial benefits through the Department of Veterans Affairs. Therefore, you might consider looking into these benefits to see if any of them are beneficial to you and your family.

Veterans’ Burial Benefits FAQ

Veterans’ Burial Benefits Checklist

Department of Veterans Affairs

Resources for Advance Funeral Planning

Finally, if you are interested in making your own funeral prearrangement plan, or are curious about why you should do so, take a moment to review the articles below.

Why Plan Ahead for Funeral Wishes?

How to Get Started with Planning

How to Save Money with Funeral Planning

Protecting Your Funeral Funds

May 09

Love0

What To Do When Mom Dies

By christy.kessler Meaningful Funerals, Planning Tools

First of all, you have our sincerest sympathies on the loss for your mother. Moms are special people – irreplaceable and worth remembering. If your mom completed funeral prearrangement plans, contact the funeral home she partnered with to compile the prearrangements. You will work with that funeral home to bring her wishes to pass.

But, for those whose mother did not complete funeral prearrangements, this Quick Start Resource Guide is meant to help you navigate through the process of planning a funeral by supplying you with accurate, up-to-date, helpful links and information on a variety of topics.

The “Why” of Funerals

To learn more about why funerals are important, take a look at the articles below.

Should I Have a Funeral?

Why Do We Have Funerals?

Why Is the Funeral Ritual Important?

What is the Difference between a Celebration of Life and a Party?

Final Disposition Options

What Are My Burial Options?

What is Green Burial?

How to Select a Casket

What Should I Know When Considering Cremation?

The Elements of a Meaningful Funeral Service

In order for a funeral service to be a healing and meaningful experience, there are several tried and true elements that you should consider incorporating.

Music

First of all, music sets the mood for a funeral and brings emotions to the forefront. In fact, one of the purposes of a funeral is to allow mourners to grieve together, and in many ways, music says what words cannot. Don’t be afraid to invite people to express grief. Did your mom have some favorite songs, instruments, or musical artists? Consider using any or all of them in the service.

Why Include Special Music in a Funeral Ceremony?

Top 10 Hymns for a Funeral Ceremony

Top 10 Songs for a Funeral Ceremony

Readings

Second, readings add another facet to a meaningful funeral. They are another way to not only invite mourners to express their emotions, but readings can bring your mom’s unique spirit to the service. Did she have a favorite book? Poem? Was she a person of faith who would want passages read?

How do Readings Enhance the Funeral Experience?

Top 10 Poems for a Funeral Ceremony

Viewing/Visitation

Third, the viewing or visitation is a time for family, friends, coworkers and neighbors to gather and express support and sympathy. If it is decided to have a viewing, it is an opportunity for mourners to see your mom one last time and begin to acknowledge the reality of her death. For many, as part of the grieving process, it is important to physically see the body, and the viewing offers this opportunity.

Why Have a Visitation?

Why Should the Body Be Present?

Eulogy/Remembrance

Fourth, the eulogy may be the single most important aspect of a funeral service. It is the time to acknowledge and affirm the significance of your mom’s life. With that in mind, take time to share treasured memories, quotes, or even her favorite jokes. The eulogy, sometimes called the “remembrance” or the “homily,” can be delivered by a clergy person, a family member, or even by a series of people.

What is a Eulogy?

Crafting a Eulogy

Personalization is Key

Whether you have a funeral service or a memorial service, the event will be more meaningful if it is personalized. By personalizing the service, you can honor your mom’s life uniquely and specifically. Moreover, the possibilities for personalization are endless. For a few ideas, read the articles below.

How to Make a Funeral More Personal

What Makes a Funeral Meaningful?

Helping Your Family Personalize a Funeral

5 Unique Venues for a Celebration of Life Service

Funeral Procession

What is the Purpose of a Funeral Procession?

Deciding on a Grave Marker

Selecting and Installing a Grave Marker

How to Write a Great Epitaph

Sympathy Gifts

In essence, sympathy gifts are a way for mourners to express their support and condolences to the family who has lost someone loved. Flowers have historically been a popular sympathy gifts. However, in recent years, donations in memoriam to a favorite charity have risen in popularity. Did your mom have a favorite organization or charity that would service this purpose, if your family wishes?

Writing a Touching Obituary

One of the first things you will do after a loved one dies is write an obituary. You don’t have to be a great writer to beautifully express your love for your mom. To that end, even as you include the expected details, consider how you might add little touches that reflect the individuality of her life.

How to Write a Great Obituary

Burial Benefits for Veterans

If your mom was a veteran of the Armed Forces, she may be eligible for certain burial benefits through the Department of Veterans Affairs. Therefore, you might consider looking into these benefits to see if any of them are beneficial to you and your family.

Veterans’ Burial Benefits FAQ

Veterans’ Burial Benefits Checklist

Department of Veterans Affairs

Resources for Advance Funeral Planning

Finally, if you are interested in making your own funeral prearrangement plan, or are curious about why you should do so, take a moment to review the articles below.

Why Plan Ahead for Funeral Wishes?

How to Get Started with Planning

How to Save Money with Funeral Planning

Protecting Your Funeral Funds

Apr 09

Love0

9 Funeral Costs That Are Often Overlooked

By christy.kessler Plan Ahead, Planning Tools

Funeral costs can be a tricky thing to pin down if you are trying to plan ahead and protect your family by setting aside funds for a funeral in advance. After all, you don’t know what you don’t know, and you may be overlooking a few items in your estimate. If you are planning a funeral or considering advance funeral planning, there are certain funeral costs that are actually often overlooked. With any funeral, there will be services that are not expressly provided by the funeral home. These third-party services go by the name of “cash advance items.”

To put it simply, a family will advance funds to the funeral home, who will then use those funds to pay for third-party services on the family’s behalf. Of course, the family will first approve these funeral costs. According to The Funeral Rule, set in place by the Federal Trade Commission, a funeral home can mark up the price for cash advance items, but they must disclose how much the service is marked up in their General Price List (GPL). As an additional protection for you, as the consumer, The Funeral Rule requires that a funeral home inform you if any refunds, rebates, or discounts applied to the cash advance items you requested.

That said, if you feel that the mark up is not commensurate to the task, you can always take care of arranging these third-party services on your own. However, keep in mind that in most cases, families don’t have the time or energy to take care of all the necessary details in a short amount of time. Instead, they rely on the funeral home to take care of these needs so that they can focus on spending more time with their loved ones.

Some of the most commonly overlooked funeral costs are:

1. Death Certificates

First of all, most people don’t realize how many death certificates they will need. Keep in mind, the state or municipality determines the cost of a death certificate, and it can change over time. As a general rule, purchase multiple copies – more than you think you will need. Copies of a death certificate are typically requested for life insurance policies, social security or veterans’ benefits, stocks, bonds, banks, or for any number of other documents or establishments.

2. Cemetery and Monument Charges

Whether you choose burial or cremation, you will likely need to consider cemetery costs in your plans. Cemetery charges would include the cost of a burial plot or a niche in a columbarium or mausoleum, plus any fees associated with opening and closing the grave. Also, consider the cost of a plaque or monument, along with a monument or plaque installment fee. The cemetery proprietor and monument or plaque company determine these fees because many funeral homes do not own a cemetery or monument company themselves.

3. Obituary/Death Notice

Many people are surprised at the cost associated with publishing an obituary or death notice in a newspaper, especially in a larger city. In most cases, the funeral home will publish an obituary to the funeral home’s website, but if you wish to post it elsewhere, the fee may be higher than you expect.

4. Church or Venue Charges

If you choose to have a funeral or memorial service outside the funeral home’s facility, the venue you choose may charge a fee to use the space. Be sure to set aside enough for the rental of a space for the funeral service, visitation, and reception after the funeral.

5. Specialty Music

If you elect to have special music, it is likely that an honorarium will be necessary. Additionally, the musician/group you choose to hire will determine the cost.

6. Officiant Honorarium

It is customary to offer an honorarium to the officiant or celebrant. In many cases, this will be a clergy person. A friend of the family may officiate for free if you agree to this arrangement in advance. However, be sure to communicate clearly with the clergy person who takes their time to prepare a personalized eulogy. Also, be aware that independent celebrants will set their own fee.

7. Flowers

Depending on the time of year, the cost of flowers will fluctuate. Unfortunately, this makes it hard to pin down an actual cost. Again, the funeral home is not likely to have its own florist (though some may). The funeral home can purchase floral arrangements on your behalf.

8. Pallbearers

In many cases, pallbearers are family members and friends. However, for some, it is difficult to find a full six to eight pallbearers. If you require assistance with pallbearers, the funeral home can help you hire the help needed. The pallbearers will expect payment for services rendered.

9. Police Escort

Finally, it is common practice to request a police escort for the funeral procession from the funeral home to the final resting place. With an escort, the funeral procession is able to move through traffic in an orderly way and without traffic delays. The cost associated with this service is determined by local rates.

While not all-inclusive, this list shares nine of the funeral costs that most people don’t usually consider. If you are interested in planning ahead, you can sit down with a funeral director or advance planning specialist. You may want to discuss getting an accurate funeral cost estimate that includes cash advance items. That way, you can carefully consider how much money to set aside for these expenses when the need arises. A funeral professional can help you determine an accurate amount based on local and customary rates.

Apr 05

Love0

11 Meaningful Ways to Honor Your Loved One’s Ashes

By christy.kessler Cremation, Memorial, Plan Ahead, Planning Tools

If you are considering cremation, whether for yourself or for a loved one, it’s important to think about all the options available to you. As a term, “final disposition” refers to the body’s final resting place. It is important, no matter which option you choose, to decide on a permanent resting place for a person’s body. If traditional burial is chosen, the body is placed in a casket and respectfully interred in a cemetery. When cremation is selected, because there are many additional options, the decision isn’t quite so simple.

If you are looking for meaningful ways to honor the cremated remains of a loved one, this list may give you some ideas on where to start. Some are popular options; others are a little out of this world. Keep in mind that a loved one’s ashes can be divided so that some are used for one purpose and the rest for another. As you review this list, put careful consideration into your decision. Remember, it’s important to give family members and future generations a place to return to as they search for meaning. Many people desire to have a place to return to for a time of reflection.

1. Burial

Typically, a cremated body is buried in either a plot (grave) or in an urn garden. Cemeteries can often accommodate either request. If you purchase a plot, most cemeteries will allow you to bury the cremated remains of multiple people in one plot, if you desire. One thing to remember: if you do purchase a plot, you will likely need to purchase an urn vault as well. By placing the urn in an urn vault, you protect it from the pressure of the soil. Also, in the event that the urn begins to deteriorate, the vault will keep the soil around it in place, protecting the cremated body inside. Regarding urn gardens, some cemeteries have an area dedicated to the garden while others inter the remains in the landscaping, perhaps in a fountain or a bench.

2. Columbarium

An above-ground structure, the columbarium functions expressly as an interment location for cremated remains. It is filled with niches (wall spaces) in which urns are placed and interred. A bronze plaque with an epitaph will be placed on the exterior of the niche.

3. Scattering

Scattering is the act of taking a loved one’s ashes to meaningful places and scattering them. This could be by the ocean, in the mountains, specific countries or places. If you want to scatter your loved one’s ashes in a special place, make sure that you are following all the laws and regulations associated with that place. If you decide to scatter all of a loved one’s ashes, take time to prepare yourself emotionally. For some, it is a shock to realize that everything remaining of a loved one is literally gone.

Another option is a scattering garden. This is a designated, beautiful space often attached to a cemetery. The scattering garden is simple and environmentally friendly. If you select a scattering garden, the cemetery often provides a means of adding a permanent physical marker so that family and friends feel more connected to the lost loved one.

A final option for scattering is an ossuary. An ossuary is a community resting place for cremated remains, often underground, with a memorial plaque nearby. It is often a less expensive option.

4. Keeping the Ashes at Home

More people are beginning to keep the cremated body of a loved one at home. Most often, the family selects an urn to house the ashes. This option is definitely viable, but something to consider if you decide to keep the ashes at home: make sure that you indicate in your will what should be done with the cremated body when you die. After your own death, whoever handles your estate may not know about your loved one’s urn and may dispose of it unknowingly. So, if you do keep a loved one’s cremated body in your home, make sure that you communicate a plan for their care after you are gone.

5. Cremation/Memorial Jewelry

Another popular option is to place a small amount of a loved one’s ashes in cremation jewelry. Often cremation jewelry design includes a small interior space (like a locket) where the ashes are placed. You can choose from various styles, metals, and types (e.g. necklaces, rings, pendants, etc.).

6. Planting Ashes

It is now possible to plant a loved one’s ashes so that a memorial tree will grow. The tree does not actually grow because of the cremated body. Instead, you will place a special, biodegradable urn in the ground. In the top section, seeds and soil mix together. There is a separate section underneath for the ashes. First, the seeds grow in the soil, and once they reach a certain level of growth, the roots spread down the ashes, and everything mingles together. There are a number of companies that specialize in this practice, if you are interested.

7. Under the Sea

There are now options available at sea. One option is to have a special urn placed in an underwater mausoleum (similar to a columbarium). Another option is to mix the cremated body with concrete to create an artificial coral reef. These artificial coral reefs assist in the repair and conservation of natural coral reefs by having a positive impact on the ocean’s habitat. As a memorial to your loved one, consider affixing a plaque to the artificial reef. Also, in many cases, it’s possible to be present as the reef is placed in the ocean.

8. Launched into Space

Interestingly enough, it is now possible to send a person’s ashes into space. If your loved one adored space and all its mysteries or was always looking for the next big adventure, you might consider this option. Of course, there will be regulations and stipulations to follow, but it is an option available to you.

9. Stained Glass or Hand-Blown Glass Keepsakes

Another possibility is to have the ashes of a loved one infused with glass to create beautiful pendants, paperweights, orbs, and other glassware. During the creation process, layers of hot glass encase the ashes. The process fuses the two (glass and ashes) together permanently. As with memorial jewelry, this option requires only a small portion of the cremated body.

10. Pressed into a Diamond

A growing trend is to forge a cremated body into diamonds, which are made of crystallized carbon. This is possible because the second most abundant element in the human body is carbon. After the diamond-making process is complete, the family can create memorial jewelry or other items of significance to remember someone loved.

11. Hour Glass

Essentially, this is exactly what it sounds like. Rather than purchasing an urn, you can purchase an hour glass for a loved one’s ashes. They come in many shapes, sizes, and colors, and you can mix in colored sand if you want. They also have the added benefit that you can choose to place a specified amount of ashes in the hour glass and then place the remainder somewhere else, such as in an urn or scattering garden.

As you can see, there are many ways to honor the cremated body of someone dearly loved. The most important thing now is to determine which will be the most meaningful for you and your family. And keep in mind – these are only some of the options. There may be something else out there just right for you.

Mar 19

Love0

7 Elements of a Healing and Meaningful Funeral

By christy.kessler Meaningful Funerals, Planning Tools

The Elements of a Meaningful Funeral Service

In order for a funeral service to be a healing and meaningful experience, there are several tried and true elements that you should consider incorporating. Dr. Wolfelt tells us that these elements are necessary to facilitate the six needs that a funeral fulfills: 1) acknowledging the reality of the death, 2) embracing the pain of the loss, 3) remembering the person who died, 4) developing a new self-identity, 5) searching for meaning, and 6) receiving ongoing support from others.

If you are planning a funeral, whether because someone you love has died or you are making advance funeral plans, give thoughtful consideration to how you can implement these healing and meaningful elements.

Music

First of all, music sets the tone of a funeral and brings emotions to the forefront. In fact, one of the purposes of a funeral is to allow mourners to grieve together, and in many ways, music says what words cannot. Don’t be afraid to invite people to express grief. Consider using music that was significant to the lost loved one.

Why Include Special Music in a Funeral Ceremony?

Top 10 Hymns for a Funeral Ceremony

Top 10 Songs for a Funeral Ceremony

Readings

Second, readings add another facet to a meaningful service. They are another way to not only invite mourners to express their emotions, but readings bring the unique spirit of the one who has died to life. Did they have a favorite book? Poem? Were they a person of faith who would want passages read?

How do Readings Enhance the Funeral Experience?

Top 10 Poems for a Funeral Ceremony

Viewing/Visitation/Reception

Third, the viewing or visitation is a time for family, friends, coworkers and neighbors to gather and express support and sympathy. If it is decided to have a viewing, it is an opportunity for mourners to see this special person one last time and begin to acknowledge the reality of their death. For many, as part of the grieving process, it is important to physically see the body. The viewing offers this opportunity.

Why Have a Visitation?

Why Should the Body Be Present?

Eulogy/Remembrance

Fourth, the eulogy may be the single most important aspect of a funeral service. It is the time to acknowledge and affirm the significance of the life lived. With that in mind, take time to share treasured memories, quotes, or even the lost loved one’s favorite jokes. The eulogy, sometimes called the “remembrance” or the “homily,” can be delivered by a clergy person, a family member, or even by a series of people.

What is a Eulogy?

Crafting a Eulogy

Symbols

The Importance of Symbols

Gathering

Sixth, the gathering is an opportunity for friends and family to come together after the funeral service to share stories and to support each other. While you consider the benefits of a gathering, take a few moments to read the article below.

What is a Gathering?

Actions

And finally, by inviting others into action at the funeral service, you engage mourners and invite them to put their grief into motion. Simply put, mourning is the outward expression of our inward grief. To move others toward healing, it is important to invite them to act.

How Do Actions Help us Heal?

If you use these elements as a guide for creating a funeral service, it will be a sweet, meaningful, and healing experience. Those who come to mourn will leave feeling like they have honored a life lived and have taken the first healthy step on their grief journey.

Mar 07

Love0

What to Expect at a Funeral Arrangement Conference

By christy.kessler Plan Ahead, Planning Tools

None of us are ever truly prepared to lose someone we love. Whether the loss comes suddenly or has been long expected, you may experience a wide range of emotions: shock, denial, fear, confusion, guilt, regret, sadness. Numbness and shock are common in the first two days, which is usually when the arrangements occur. To help ease the burden you may feel so soon after a loss, it’s helpful to know what to expect when you head into an arrangement conference. Preparing ahead of time will help ease your mind and prepare your thoughts.

Why Do We Have Arrangement Conferences?

It may be best to start off with a definition. An arrangement conference is a time specifically set aside for a recently bereaved family to meet with a funeral director and discuss the details of a meaningful tribute and final disposition. Additionally, it’s an opportunity for the funeral director to get to know you better and learn how to best honor your loved one.

Dr. Alan Wolfelt, a nationally respected grief author and counselor, says that the funeral ritual is incredibly important for our individual grief journeys. “Rich in history and rife with symbolism, the funeral ceremony helps us acknowledge the reality of the death, gives testimony to the life of the deceased, encourages the expression of grief in a way consistent with the culture’s values, provides support to mourners, allows for the embracing of faith and beliefs about life and death, and offers continuity and hope for the living.”

With this in mind, the arrangement conference is a time set aside for you and the funeral director to work together to create a meaningful and healing funeral service. Most arrangement conferences take place in the funeral home, but if you are traveling from a long distance or can’t make it to the funeral home in person, you may also be able to work with your funeral director over the phone and via text, email, and other digital solutions.

Main Objectives

There are three main objectives for your time with the funeral director during the arrangement conference.

1. Gather the vital information of the person who died, which the funeral director will then use on your behalf to request death certificates, file for veterans’ burial benefits, and file life insurance claims.

2. Make your wishes known about how you want to remember and honor your lost loved one.

3. Select the most fitting funeral, cremation, and burial options.

Typically, the conference takes about 2-3 hours on the day of or the day after a death. The funeral director will guide you through the available funeral service and memorial options, music selections, coordination with a church and cemetery (or other desired location for the service), and much more.

What Questions Should I Consider in Advance?

The funeral director is your partner and your guide throughout this process. They have the experience and the knowledge to help you make informed decisions. Consider your funeral director a resource – they will explain all the options that are available to you as well as answer any questions you may have. Even though you will get a thorough explanation, it’s a good plan to come to the arrangement conference having considered a few key questions:

Where and when should the services be held?
Do you want to publish an obituary? If you do, who will write it? Where will you publish it?
In lieu of flowers, do you want to offer charitable contributions as an option for sympathy gifts?
Have you chosen a cemetery or other final resting place?
Do you need assistance with selecting a monument or grave marker?
What kind of funeral service is most appropriate? Simple? Elaborate? Public? Private? Religious?
What would you consider to be the best way to honor and memorialize your lost loved one?
Should there be a viewing, visitation, funeral service, committal service?
If there is a service, who will participate? Musicians, speakers, pallbearers?
Do you want floral arrangements present, and if so, what kind?
Will the final disposition be burial, cremation, or another type of interment?
Will the body be present at the funeral or memorial service?
If applicable, open or closed casket?
Do you know someone who will act as officiant, or will you need the funeral home’s assistance in this matter?

What Should I Bring?

The more information you bring, the smoother the meeting will be (and the less documentation you will need to bring back later). For a checklist of items to consider taking with you to an arrangement conference, print and review this Funeral Arrangement Conference Checklist. The list is fairly comprehensive and gives you an excellent place to start. However, the funeral home may ask you for something not included.

Some Final Tips

First of all, prepare as much as you can ahead of time. You can gather necessary documents, clothing and personal items, details for the obituary, and photos to be used in the service ahead of time.

Secondly, don’t feel rushed during the conference. Remember, the funeral director is there to help you with all your needs and is ready to serve you fully.

Thirdly, ask as many questions as you need. As you plan a tribute for your loved one, the funeral director is there to be a knowledgeable and available partner in a difficult situation. Make use of their experience and ask as many questions as you need.

Finally, take notes. You will receive a lot of information during the arrangement conference, and it’s unlikely you will be able to remember it all. Take a notepad with you and make sure to write things down.

The Importance of Planning Ahead

If your loved one has made arrangements in advance, many of these questions will be answered for you. With the answers already in hand, the arrangement conference will go very smoothly. Often, the only question left to answer is the date and time for the service to be held! If your loved one has not planned ahead, you now know how difficult it can be to make dozens of decisions under a cloud of stress and grief. Once you are back into your routine, you might consider planning ahead for your own funeral wishes. By doing this, you can spare your family the stress of making decisions at an incredibly emotional and stressful time.

Mar 01

Love0

Funerals and Family Discord: What Can You Do?

By christy.kessler Grief/Loss, Planning Tools

Funerals are always difficult. Emotions are closer to the surface. Add to that the struggles and intricacies associated with relationships. Dealing with either family discord or difficult people at an already difficult time is incredibly taxing. If you’ve lost someone you love, you are already feeling a wide ranges of emotions: shock, denial, fear, confusion, guilt, regret, sadness. You may not feel that you have energy left to deal with difficult people or situations.

Family discord or interactions with difficult people can happen at any stage of the funeral process. It may be that you and a sibling disagree on the best way to honor your parent’s life. It could be that someone you have intentionally avoided will be coming to the funeral service. No matter the details of your particular situation, you feel your stress levels rising when you think about the funeral. If this resonates with you, take a moment to review some thoughts on how to navigate these tricky moments.

1. Be aware of your emotions.

Our emotions are a gift, but they are also our responsibility. They tell us how we feel, but they do not always reflect the truth about a situation. We need to examine whether our feelings are based on faulty assumptions or based on real facts.

As we deal with family discord or difficult people, we need to be mindful of our emotions and what they are telling us. But more importantly, we need to ask, are my emotions a reflection of reality or a result of my potentially faulty conclusions? In other words, am I thinking clearly or through an emotionally-blurred lens? It’s important to answer these questions before taking the offensive against family members during a very emotional time. Remember – you control your emotions; they do not control you.

2. Find ways to compromise.

It’s important to find a way to compromise. In some cases, family members may disagree about funeral arrangements for a lost loved one. Some may prefer cremation and others burial. And if cremation is chosen, what happens to the ashes? Who decides? This is one reason why it’s so important to plan ahead for funeral arrangements, so that family members left behind don’t have to stress over what to do. They can have confidence in what their lost loved one wanted. But in the absence of a plan, find ways to compromise so that everyone gets a little of what they want.

And if you’re attending a funeral where you will see a certain family member you’ve been avoiding, remember what the service is all about. Don’t let a past wound keep you from getting what you need from the funeral service. Whether or not there is a possibility to repair the relationship, try to forgive the person for your own peace of mind.

3. Choose your words thoughtfully.

We should weigh our words in every situation, especially during a time of loss. Those who speak out of anger or pain are usually reacting to people or situations, and may say something hurtful that they later regret. Often, if you feel the tension rising with family members, words spoken in anger will only make things worse. It’s important to stand up for yourself and express your opinion without attacking the position of others. Try to really listen to what others are saying and see things from their perspective before responding. Start your statements with “I feel” or “I think” rather than “You always do this” or “You make me so mad!” Using “I” instead of “You” statements will help you take responsibility for your emotions without accusing others and putting them on the defensive, which could escalate an already tense situation.

4. Discover what helps you cope with stress.

Know yourself and what you need in order to cope with stress. We should always be students of ourselves and of other people, seeking to understand why we and others act or react in certain ways. What calms you down? What is your outlet or release? For some, it’s painting or writing, working out, being alone for a while, or spending time with specific people who bring life and comfort.

As you approach a situation that may be difficult, do what you need to do beforehand to bring your stress levels down. Think about appropriate ways to express your grief. Don’t bottle up your grief, but channel it appropriately. If you do feel the need to express your grief vocally, go to a room by yourself (or with a safe person) and scream or cry if you need to.

5. Try to take the higher road.

When dealing with a difficult person, the last thing we often want to be is “nice.” If you and a sibling are arguing over a parent’s final wishes for the funeral service, you are likely more irritated than kindhearted at the moment. But that’s why it’s so important to look for a way to be kind.

As you look for a way to be gracious to the ones in the situation who are difficult, rude, discourteous, or any other vast array of possible adjectives, by looking for a way to be kind, you may even change the direction of the conversation. Even if others don’t respond back to you in kindness, you can look back at the funeral for your loved one and say, “I did my best in a difficult situation.”

In life, conflict is unavoidable. How we deal with it is what truly matters. If you are looking for a way to avoid family discord or an uncomfortable situation at a funeral, one option is to talk with your elderly, living relatives about making advance funeral arrangements. Or at the very least, encourage them to write down what they would like to be included in a celebration of their life. This will be a valuable opportunity for families to get on the same page regarding future events and prevent as much disagreement as possible.

Feb 15

Love0

View from above of light-wood desk with laptop, cup of tea, plant, pens, and notepad

Top 10 Characteristics to Look for in a Funeral Home

By christy.kessler Explore Options, Planning Tools

For many of us, the death of a loved one is one of the most difficult life events we face. We don’t want to think about it, but there is value in thinking ahead and being prepared for an event that we will all face someday. Whether you want to complete advance planning arrangements or are in the midst of planning the funeral of a loved one right now, it’s important to choose the funeral home that works best for you.

Unfortunately, funeral homes are not created equal. It’s important to choose one that will meet your individual needs and desires. Consider these 10 characteristics of a good funeral home as you select a partner for your funeral planning needs.

1. Possesses a Good Reputation

We all know of a place (whether it be a restaurant, movie theater, retail store, or funeral home) that has a bad reputation. What do we instinctively do when we know a place has a bad reputation? We avoid it. We read the online reviews, we listen to other people’s stories, and we value our own experience.

Particularly when selecting a funeral home, find an establishment that possesses a good reputation so you can be confident in the care and service you will receive. Ask your friends for recommendations or read online reviews of the funeral homes in your area.

2. Employs Caring and Compassionate Staff

As with any business you frequent, you should expect to be treated with kindness. However, this attitude should be especially true of funeral home staff since families are facing a difficult time in their lives. Excellent customer service and authentic sincerity constitute a large part of a funeral home’s reputation, which is one reason these two qualities are very important to funeral directors and their staff. The staff will treat you well and with consummate professionalism. If they don’t, there’s a problem.

One way to determine if a funeral home’s staff is caring is to see how involved they are in the community. Or, make a short list of funeral homes you are considering and give them a call. You can learn a lot about the quality of a person from a simple phone call. Also, some funeral homes are now incorporating grief therapy dogs as part of their staff, in an effort to provide comfort to families and guests.

3. Communicates a Commitment to the Families It Serves

No matter where you go, you should have confidence in the funeral home’s commitment to you. If a funeral home has a good reputation and employs kind and caring staff, then they will likely show great commitment to the families they serve. However, it is still good practice to read a funeral home’s mission statement and history. These two pieces of information can give you a better understanding of a funeral home’s values and commitments. You should be a top priority.

4. Is Willing to Create a Unique and Meaningful Experience for You or Your Loved One

Renowned grief counselor, author, and educator, Dr. Alan Wolfelt, says, “What is essential [when planning a funeral] is the life that was lived and the impact that life had on family and friends. To honor that unique life, the funeral must also be unique. Over and over families tell me that the best funerals are those that are personalized.”

As you consider a funeral home, ask yourself, “Will this funeral home help me create a service unique to my needs and values?” Personalized funerals and memorials are on the rise in the United States. Families and friends are looking for unique and personal ways to honor lost loved ones, and a good funeral home will work with you to create a meaningful and healing experience. Is the funeral director listening to you carefully and willing to educate you in areas where you lack knowledge? Is the funeral director offering helpful options and explaining the benefits and pitfalls of each option?

Inside a large, nicely-furnished room

5. Offers a Good Location, Facility, and Services

First, whenever possible, choose a convenient location. You will be in frequent contact with the funeral home as you plan a funeral, so a convenient location will be helpful for your preparations.

Second, consider the funeral home facility critically. Is it clean and well-kept? Do they have a chapel, space for a visitation, viewing, or reception (if your plans require such spaces)? Is the décor to your liking? Is the space flexible – can you adjust it to meet your specific needs? Consider the elements you want to be a part of the funeral service and choose a funeral home that meets those desires.

Finally, confirm that the funeral home offers the services you need. Do they offer transportation services, embalming, cremation, etc.? Some funeral homes now offer child-friendly spaces – is that something that’s important to you? No matter what your wishes, only commit to a funeral home that can accomplish them.

6. Accommodates Religious or Cultural Needs

In the United States, the population has always been a mix of religions and culture. As it becomes even more diverse, it’s important for funeral homes to meet the changing needs. With this in mind, no matter what your background, you should look for a funeral home that will help you honor your loved one in the way that you deem appropriate for your cultural background and religious beliefs. For some people, their origins and beliefs make up the fabric of who they are. It’s important that these core values are evident in the funeral or memorial service. No two people are the same, and because of our individual uniqueness, no two funerals should be the same either.

7. Values Transparency about Costs and Descriptions

Almost everyone values a transparent fee structure. With that in mind, partner with a funeral home that values openness and transparency with you. In case you aren’t aware, funeral homes are required to follow the Federal Trade Commission’s Funeral Rule. This law stipulates that, when asked, a funeral home:

Must provide any consumer with a general price list
Should inform the consumer that they have the right to choose the funeral goods and services they want (with some exceptions)
Must disclose, on the general price list, whether any particular item is required by state or local law
May not refuse or charge a fee to handle a casket bought elsewhere
Must offer alternative containers (if cremation is chosen, alternative containers must be offered)

Ask for an itemized list that includes all expenses with nothing left out. This will help you determine what’s best for your budget – no surprises! And remember, you get what you pay for. Cheapest isn’t always best in every case. If you are looking to cut down on costs, consider looking into a preplanned and prepaid funeral. By making plans without the stress of time constraints, a family can save hundreds of dollars.

In short, look for a funeral home that is considerate of your needs and your budget. Is the funeral home transparent about funeral service costs? Is the package pricing clear? Have they offered you a general price list and helped you plan a service within your budget?

8. Offers Grief Resources

An important question to ask yourself is, “Does this funeral home provide services beyond the funeral itself?” A good funeral home will be there for you even after the funeral is over. Look for an establishment that offers grief counseling services, post funeral newsletters and education, grief support groups or materials, in-home “check in” visits and phone calls, or hosts holiday commemoration services, to name a few options. Your grief journey is important, and the right funeral home can help you on the road toward healing.

9. Utilizes Up-to-Date Technology

The funeral industry is often accused of being behind the times, but this is not entirely true. Yes, some funeral homes may be slow to change, but there are new, exciting technological advances available. More and more funeral homes are cultivating a social media presence, creating and updating their websites, helping families create memorial videos, or offering webcasting services. Some are even providing online funeral planning services. If these services are important to you, look for a funeral home that uses up-to-date technology to enhance its services.

View from above of light-wood desk with laptop, cup of tea, plant, pens, and notepad

10. Engages the Community with Education Programs

Finally, a good funeral home and its staff engages the community before, during, and after the funeral. Does the funeral home host education programs about estate planning and the importance of getting your affairs together? Do they offer Lunch & Learns to share the importance of funeral preplanning or offer tours of the funeral home facilities? Do they offer hospice continuing education or engage in community events? The funeral home should be an advocate of information. Death inevitably comes to us all, and we cannot change that. But, education and preparation can be our ally, but that only happens if a funeral home engages with its community.

Jan 04

Love0

Quick Start Resource Guide: Planning a Funeral

By christy.kessler Planning Tools

First of all, if you have recently lost a loved one, you have our sincerest sympathies. If your loved one completed funeral prearrangement plans, contact the funeral home they partnered with to compile the prearrangements. You will work with that funeral home to bring your lost loved one’s wishes to pass.

But, for those whose lost loved one did not complete funeral prearrangements OR those who are looking to complete their own funeral prearrangement plans, this Quick Start Resource Guide is meant to help you navigate through the process of planning a funeral by supplying you with accurate, up-to-date, helpful links and information on a variety of topics.

The “Why” of Funerals

Should I Have a Funeral?

Why Do We Have Funerals?

Why Is the Funeral Ritual Important?

What is the Difference between a Celebration of Life and a Party?

Final Disposition Options

What Are My Burial Options?

What is Green Burial?

How to Select a Casket

What Should I Know When Considering Cremation?

The Elements of a Meaningful Funeral Service

In order for a funeral service to be a healing and meaningful experience, there are several tried and true elements that you should consider incorporating.

Music

First of all, music sets the mood for a funeral and brings emotions to the forefront. In fact, one of the purposes of a funeral is to allow mourners to grieve together, and in many ways, music says what words cannot. Don’t be afraid to invite people to express grief. Consider using music that was significant to the lost loved one.

Why Include Special Music in a Funeral Ceremony?

Top 10 Hymns for a Funeral Ceremony

Top 10 Songs for a Funeral Ceremony

Readings

Second, readings add another facet to a meaningful funeral. They are another way to not only invite mourners to express their emotions, but readings can bring to life the unique spirit of the one who has died. Did they have a favorite book? Poem? Were they a person of faith who would want passages read?

How do Readings Enhance the Funeral Experience?

Top 10 Poems for a Funeral Ceremony

Viewing/Visitation

Third, the viewing or visitation is a time for family, friends, coworkers and neighbors to gather and express support and sympathy. If it is decided to have a viewing, it is an opportunity for mourners to see this special person one last time and begin to acknowledge the reality of the death. For many, as part of the grieving process, it is important to physically see the body, and the viewing offers this opportunity.

Why Have a Visitation?

Why Should the Body Be Present?

Eulogy/Remembrance

What is a Eulogy?

Crafting a Eulogy

Symbols

The Importance of Symbols

Gathering

What is a Gathering?

Actions

How Do Actions Help us Heal?

Choosing a Memorial Service

What is a Memorial Service?

Personalization is Key

Whether you have a funeral service or a memorial service, the event will be more meaningful if it is personalized. By personalizing the service, you honor the unique life of your lost loved one. Moreover, the possibilities for personalization are endless. For a few ideas, read the articles below.

How to Make a Funeral More Personal

What Makes a Funeral Meaningful?

Helping Your Family Personalize a Funeral

5 Unique Venues for a Celebration of Life Service

Funeral Procession

What is the Purpose of a Funeral Procession?

Deciding on a Grave Marker

Selecting and Installing a Grave Marker

How to Write a Great Epitaph

Sympathy Gifts

In essence, sympathy gifts are a way for mourners to express their support and condolences to the family of the lost loved one. Flowers have historically been a popular sympathy gifts. However, in recent years, donations in memoriam to a favorite charity have risen in popularity.

Writing a Touching Obituary

quill pen and inkwell against sea-foam green background

One of the first things you will do after a loved one dies is write an obituary. You don’t have to be a great writer to beautifully express your love for someone you have lost. To that end, even as you include the expected details, consider how you might add little touches that reflect the individuality of the life lived.

How to Write a Great Obituary

Burial Benefits for Veterans

If your lost loved one is a veteran of the Armed Forces, he/she may be eligible for certain burial benefits through the Department of Veterans Affairs. Therefore, you might consider looking into these benefits to see if any of them are beneficial to you and your family.

Veterans’ Burial Benefits FAQ

Veterans’ Burial Benefits Checklist

Department of Veterans Affairs

Resources for Advance Funeral Planning

Finally, if you are interested in making your own funeral prearrangement plan, or are curious about why you should do so, take a moment to review the articles below.

Why Plan Ahead for Funeral Wishes?

How to Get Started with Planning

How to Save Money with Funeral Planning

Protecting Your Funeral Funds

Dec 21

Love0

Getting Your Affairs in Order

By christy.kessler Planning Tools

Getting your documents organized can seem like a daunting task. Maybe you’ve considered organizing all the necessary documents and making all the right calls, but you just aren’t quite sure where to begin. Good news! Below, you will find a checklist of important documents to gather as well as guidance regarding what avenues to pursue while getting your affairs in order.

Gather All Your Important Documents

The information and documents listed below will apply to most families. However, there may be additional documents that are important to you and your family. Think through any additional documentation that would be helpful and include it. The list below is an excellent starting place and covers the vast majority of what you will need to include when you start getting your affairs in order.

Full legal name
Social Security number/card
Legal residence
Date and place of birth
Names and addresses of spouse and children
Location of birth and death certificates and certificates of marriage, divorce, citizenship, and adoption (whichever are applicable)
Employers and dates of employment
Education and military records
Names and phone numbers of religious contacts (if applicable)
Names and phone numbers of close friends, relatives, doctors, lawyers, and financial advisors
Medications taken regularly (keep this updated!)
Location of living will and other legal documents
Sources of income and assets – pension from your employer, IRAs, 401(k)s, interest, royalties, etc.
Social Security and Medicare/Medicaid information
Insurance information (life, health, long-term care, home, etc.) with policy numbers and agents’ names and phone numbers
Copy of most recent income tax return
Location of most up-to-date will with an original signature
Liabilities, including property tax
Mortgages and debts
Location of original deed of trust for home
Car title and registration
Credit and debit card names and numbers
Location of safe deposit box and key

An important note on how to keep your documents safe, especially in the face of natural disasters:

There are fire and water secure cases available for purchase that would be ideal for protecting your important documents. Often, the cases are small enough to carry and have a locking mechanism. Of course, there are other ways to keep your documents safe, but the main idea here is to consider how you can keep your documents safe, secure, and accessible in case of emergency.

Estate Planning

Estate planning is about ensuring that your wishes are carried out regarding your estate. While most of us don’t have a literal estate with a grand manor and a stable full of horses, we do all have an “estate.” In legal terms, our estate consists of everything we own – car, home, other real estate, bank accounts, investment accounts, 401(k)s, insurance policies, furniture, personal possessions and even pets.

By determining what your wishes are, who will receive what and when, and who is responsible for carrying out your wishes, you participate in estate planning. If you are interested in estate planning, please review the questions below and determine if you have taken care of them fully.

Do you have a legal will?

In essence, writing a legal will is one of the best things you can do for your family. To reduce the risk of misunderstandings, heartache, and the possible headache of taking your estate through probate court, it’s best if you clearly outline who gets what and when. In fact, state law determines the distribution of a person’s property and assets if there is no legal will. So, if you don’t have a legal will, would you like to consider writing one? If you would like to write one, first talk with an attorney or try out a web service that specializes in legal documents.

If you do have a legal will, have you appointed an executor? And does your chosen executor have access to and know where to find all of your important documents?

Above all, the executor of your will should be someone you trust. They will carry out the wishes outlined in your legal will to the letter.

Have you named your beneficiaries?

Beneficiaries are the people or organizations that will receive your assets and/or property after your death. In general, it is a good practice to double-check who your beneficiaries are on your legal will and on any life insurance policies you may have so that you may ensure that everything still reflects your wishes.

Do you want or need a trust?

If you are unfamiliar with trusts, they are similar to a will. Both a will and a trust are meant to spell out your wishes regarding your assets and property. The main difference between the two is that a will is effective only after you die and then must be probated (carried out) by the court system and your chosen executor. On the other hand, in the case of a trust, there is no need to go through the court system – your successor trustee (the executor, if you will) would carry out your wishes after your death as they are written in the trust.

Additionally, with a trust, your successor trustee can manage your financial, healthcare, or legal affairs if you become incapacitated. Talk with an estate planner to see if this option is right for you. Typically, a trust is helpful if you have a large number of assets and property.

Have you considered your digital estate?

If you have used an email account, a networking website, or bought items online, you have a digital estate. It’s just as important to determine the future of your digital estate as your physical estate. For suggestions on how to manage your digital estate, please click here.

Do you have any dependents (including pets)? Have you made your wishes clear regarding their well-being?

Most people know that they should indicate who will care for their dependents once they are gone. However, pets are also an important part of the family, and while we love them dearly, sometimes we overlook them in the estate planning process. To that end, make sure to include any veterinary documentation in your important paperwork and outline who should take over the care of your beloved animals.

Funeral Planning

No matter your level of interest, funeral planning needs to be on your list of things to do as you get your affairs in order. For additional information, click on the links below:

Advance Care Directive (also known as Advance Healthcare Directive)

In short, an advance care directive (ACD) ensures that, if you become incapacitated, your medical wishes are fulfilled. Two documents, the living will and the healthcare power of attorney, make up an ACD. It is important to sit down with those closest to you and decide what your wishes are regarding medical care. Not to mention, the decisions you make today will help your loved ones in the future. For more information regarding preparation of your advance care directives, click here.

Keep It Current

It’s very important to remember to keep your information current, most especially regarding your legal documents and beneficiary information. Wherever you keep this information, you will also need to update your tax return yearly. Make sure to appoint a new executor if the one you have currently chosen moves away or is unable to fulfill his or her duties. If you move, make sure to update your current address on all your documents, policies, accounts, and assets. At the beginning, it’s quite an undertaking to gather all the information. But, once it’s together, updating is simple.

Also, you might consider holding an annual or biannual family meeting to go over your wishes and your estate. For some families, this may not be pleasant or even possible. But if you can schedule family meetings, it’s an excellent time to let everyone know how your assets are going to be distributed. This will give you the opportunity to answer their questions, set their expectations, and hopefully, prevent any family disagreements over your final wishes.