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Nov 01
Love0
Person typing on a laptop

Writing an Obituary with AI: Dos and Don’ts

By Educational, Planning Tools, Technology and Grief

After losing a loved one, there’s a long list of things that must be taken care of. At a time when you’re grieving and coming to terms with your loved one’s death, trying to find the right words for an obituary may seem like a daunting task. How can you find the right words when you’re still trying to accept the reality that your loved one is gone?

With the recent development of AI writing tools (like Bing’s free chatbot), families can now write an obituary with AI. While AI isn’t perfect, it can provide you with a great starting place. Once AI has generated an obituary, you can edit it to make it more personal and empathetic. Many funeral homes even have AI writers specifically for obituaries.

So, you might be wondering… if you use AI to write an obituary, how can you ensure the result truly honors your loved one and the life they lived? Here are some dos and don’ts for writing an obituary with AI.

DO look at other obituaries first

Obituaries in newspaper with magnifying glass

When you put a prompt in an AI generator, you never know what you’ll end up with. That’s why it’s a good idea to do a little research about obituaries before using AI. While each obituary is unique to the person it’s about, most obituaries include similar information. Before you write an obituary with AI, look at examples of other obituaries. You can find some examples on your funeral home’s website or check out some here.

DO add details to your prompt

Red rose on a sandy beach with a pink sunrise in the background

The more details you can provide for the AI generator, the better. If not enough information is given in the prompt, AI generators may add details that aren’t true for your loved one. By including details about your loved one’s family, history, passions, accomplishments, and hobbies, you’ll give the AI generator more to work with and have a better chance of getting a good starting obituary. For example, instead of saying, “he was involved in the community,” you can give specifics about the organizations your loved one was involved in. If you’re not sure what details to include, ask other family members about their favorite memories of your loved one.

DO proofread and edit the result

While AI generators have improved over the past few years, they’re certainly not perfect! AI writers sometimes repeat phrases or have overly wordy sentences. In one of our sample obituaries, the AI generator repeated the same phrase about the deceased’s husband and children at the beginning and end of the obituary. Take time to read through what the AI generator has put together and make sure there are no errors. You can add your own personal touch to the obituary by rewriting parts in your own words. In short, use the obituary generated by the AI as a starting point and make it your own.

DON’T assume everything is correct

Man holding out his hand with the word AI hovering above it and electronic details

As you read through the obituary provided by the AI generator, make sure all of the facts included are correct. AI pulls information from sources across the internet, and sometimes it adds in things that aren’t true or exaggerate something you added. For example, you may have put in your prompt that your loved one loved to play chess, but AI may try to add detail by saying that they won many chess championships. You should always double-check:

  • Dates
  • Locations
  • Spelling of names
  • Pronouns for anyone mentioned
  • Facts about the person’s accomplishments
  • Anything you didn’t explicitly include in your prompt

For example, in this sample AI-generated obituary, the obituary says, “Janet is survived by her husband Richard, her children Oliver and Iris, her siblings, and many friends.” However, the prompt doesn’t mention siblings, so if Janet doesn’t have siblings, we would need to remove that from the obituary. Watch for inconsistencies like these as you review the obituary.

DON’T feel stuck with the first result

Person typing on a laptop

If you don’t really like what the AI generator writes, that’s okay! Some AI generators have the option to generate something else based on the same prompt. You can try reentering the same prompt, or you can change up your prompt by adding more details or removing details that the AI focused on too much. You could also try using the same prompt in another AI generator. Just remember that you can always edit the results or mix and match what the AI generates to get an obituary that works for you and your family.

As you put together an obituary for your loved one, think about what made them special to you. An AI generator can give you a great starting structure and outline, and by adding your own details and personal touch, you can create a truly unique, heartfelt obituary for your loved one.

Other obituary resources

5 Practical Obituary Writing Tips

How to Write a Great Obituary

5 Great Obituary Examples

Oct 19
Love0

What is a Funeral Honorarium?

By Educational, Planning Tools

Every funeral comes expenses, such as the professional services of the funeral home staff, casket or urn, cremation permit, cemetery plot, and so on. One expense you may not have considered is the honorarium. But what is an honorarium and who should receive one? Let’s look at a few key questions that will help you understand honorariums and their role at the funeral.

Green envelope and white sheet of paper to use for an honorarium; items are sitting on a table with purple hydrangeas

What is an honorarium?

Traditionally, an honorarium is a monetary token of appreciation for someone who has performed a service for free. For example, at both weddings and funerals, it’s customary to offer an honorarium to the officiant/clergy who presided over the ceremony.

Some churches will accept a monetary token of appreciation, while others will not. It all depends on the practices of that particular church or clergy person. But either way, it’s always good etiquette to determine whether offering one is appropriate or not.

Who might receive an honorarium?

This type of monetary gift is typically offered to the officiant/clergy person who officiated the funeral service. Additionally, it’s also customary to give an honorarium to any soloists or musicians who performed.

If another professional (not clergy) officiated the service, then you might give the honorarium to them instead. However, if a family member or close friend officiates, there’s no need to offer an honorarium unless you want to do so.

Note: It is not necessary to give the funeral director an honorarium. Their services are included in any fees you pay to the funeral home for coordination of the funeral service.

Focus on the hands as a woman plays an organ

How much is customary to pay?

Ultimately, it depends on your preferences and budget. For an officiant, the average range is somewhere between $100 to $300. When determining the amount, consider how much time they spent 1) getting details and preferences from the family, 2) planning their remarks, 3) traveling and 4) attending any services. And of course, did they do a good job? That matters, too.

For a soloist or musician, the average range is somewhere between $50 to $100 per person. However, consider whether they are a volunteer or a paid performer. If the church’s organist volunteers to play at the service, offer an honorarium. On the other hand, if you want to personalize the service by bringing in your loved one’s favorite local band, they will receive payment for their services, not an honorarium.

Please note, some churches or clergy have stated fees for officiating a funeral service, but they should be upfront about these fees when you meet to discuss the service.

One person giving a closed honorarium envelope to a second person

What’s the difference between a payment and an honorarium?

The biggest difference between the two is that the amount of an honorarium is up to you. With payments, the pricing is set by an outside entity, such as the musician or the florist. But with an honorarium, you determine what you are able and/or willing to offer as a token of your appreciation.

How do I pay an honorarium?

Most of the time, you pay with cash (or check). You can place the money in an envelope and give it to the person when you thank them. It’s also good etiquette to either include a thank you note with the honorarium or follow-up with a handwritten note a few days after the service. If it’s easier, the funeral director can deliver the envelope on your behalf.

Funeral director shaking hands with a funeral guest or funeral officiant

What if I have more questions?

Your best resource for information is the funeral director. They have worked closely with countless churches and people in your area and will know what’s expected. If you have questions or concerns about how to proceed, just give your funeral director a call. They are there to help you in whatever way you need!

Oct 06
Love1
Open wooden casket with ivory lining

Rental Caskets: What You Need to Know

By Cremation, Educational, Explore Options, Planning Tools

Cremation may be on the rise, but that doesn’t mean you can’t plan a full service to celebrate a loved one’s life with viewing and visitation. Many families assume that choosing cremation means sacrificing a viewing or having the body present at the funeral service. But that’s where rental caskets (also called ceremonial caskets) come in!

Today, most funeral homes offer rental caskets, which allows you to select cremation and still have a full service with a loved one’s body present. There’s just one major difference. After the funeral service is complete, the casket will not be escorted to the cemetery. Instead, mourners will attend a gathering or reception, and the body will be prepared for cremation.

In this way, families can pair the healing power of saying goodbye in person with the cost-effectiveness of cremation. Thankfully, you don’t have to give up the traditional elements when you prefer cremation over burial.

Open wooden casket with ivory lining

What else do you need to know about rental caskets? Let’s review some important details to consider.

How is a rental casket different from a standard casket?

When looking at the rental casket, most people won’t be able to tell that it’s not a standard casket. However, the construction is a bit different. The foot panel swings out like a door, allowing an insert to be placed into or removed from the casket exterior. So, the deceased person is placed in a removable container (often made of wood or cardboard) and that box is gently slid into the rental casket. The removable insert comes with its own fabric liner, which is for one-time use, and it is hidden from view once inside the casket exterior.

So, the casket is re-used?

Yes and no; the exterior frame of the casket is re-used, but the removable insert is not. As mentioned above, at no point does the deceased person’s body come in contact with the rental casket itself. The removable insert fully supports the body and the fabric liner within the insert is one-time use only. In this way, the rental casket is protected and preserved.

Additionally, the rental casket is professionally cleaned and sanitized after each use. While the deceased body never touches the rental casket, this extra level of cleanliness is taken to ensure the best possible experience for everyone.

Couple standing next to a casket covered in flowers, paying their respects

What happens to the removable insert?

By law, when a body is cremated, it must be placed in a container of some sort (often made of wood or cardboard). The removable insert can perform both functions – both as the interior of the rental casket and the alternative container at the crematory.

Where can I get a rental casket?

If you’re looking for ease and convenience, the funeral home is your best option. They will have rental caskets available, and there may even be options to choose from. It’s possible to rent from a third-party business, but please note, you will be responsible for making sure the funeral home has access to it before the funeral.

What is the average cost of a rental casket?

It all depends on your area and the funeral home. To get a sense of costs, request a General Price List (GPL) from reputable funeral homes in your area. The GPL should list the cost of a rental casket and what that fee includes. Remember, you will pay for the removable insert/alternative container in addition to the rental casket.

White rose on closed wooden casket

Can I use a rental casket if I choose burial instead of cremation?

While rental caskets are most commonly used for funeral services before cremation, they can be used when burial is chosen. For example, you might want a ceremonial casket for the viewing, but then bury the deceased person in a much simpler casket. Speak with a funeral director about your options. Then, weigh the pros and cons of whether renting a casket is best for your needs.

What’s next?

To learn more about rental caskets or the full service options available with cremation, contact a funeral home you trust.

Also, if you’d like more information what a General Price List is and what your rights are as a consumer, check out Know Your Rights: The FTC Funeral Rule. With this information, you can confidently interact with the funeral home and get your questions answered!

Sep 14
Love0
Man and wife sitting at table together, looking at book and making choices for funeral

5 Emotional Benefits to Funeral Preplanning

By Educational, Plan Ahead, Planning Tools

There are many practical benefits to funeral preplanning – like saving money, qualifying for Medicaid, and having funeral funds set aside to pay for everything – but did you know there are also emotional benefits? And let’s be honest – the emotional part of death is the hardest part. So, if you’re on the fence about planning ahead for your funeral wishes, take a look at these 5 emotional benefits that preplanning can give your family during a time of grief and loss.

1. Preplanning reduces stress

Woman sitting at home with a cup of tea, feet resting on coffee table, no stress

After the death of a loved one, it falls to the surviving family members to plan the funeral with the help of a local funeral home. If there’s no advance preparation, that means the family will have to answer 130+ questions in a short period of time. On top of that, they will have to come up with the funds to pay for the funeral, and most families aren’t prepared to take on that kind of unexpected financial responsibility. But with funeral preplanning, you can reduce the stress your family will feel by answering all the questions ahead of time. And if you want, you can set aside funds to cover all the costs.

2. Preplanning removes doubt and uncertainty

Looking down at a pair of black dress shoes; three arrows indicating different directions to choose; which to choose

Have you ever had to make an important decision without first speaking to your spouse? It’s hard, and there’s a lot of uncertainty. That’s what happens when a loved one doesn’t leave instructions about their funeral wishes. When faced with planning a loved one’s final tribute, surviving family members often feel deeply uncertain and doubt the decisions they made.

Was cremation the right choice? Should we have had a viewing to say our last goodbyes? Could we have done more to personalize the service? By putting your funeral wishes in writing, you remove these feelings of indecision. Instead, your family can honor your life the way you want and feel good about it.

3. Preplanning prevents hurt feelings

Son and three sons hugging; family close-knit

What happens when everyone is feeling stressed and no one knows what to do? Stress increases, opinions come out, and arguments begin to simmer. When it’s unclear how to proceed with the funeral plans, surviving family members may begin to disagree on how to proceed.

For example, your son may prefer burial while your daughter thinks cremation is best. Or your spouse is worried about expenses while your children want a big extravagant event. With 130+ questions to answer, there’s a lot of room for argument and hurt feelings. However, when your preferences are clearly outlined with funeral preplanning, your family knows what you want. They can then use that roadmap to honor your life and legacy.

4. Preplanning provides a sense of stability

Young couple talking to funeral director about a loved one's advance funeral plan

It may sound weird, but funeral preplanning can actually give your family a sense of stability and control. When a loved one dies, routines are disrupted, and everything feels out of sync, upended, out of control. But when there’s a plan in place, a feeling of stability returns. They don’t have to wade through a sea of uncertainty without a compass. Instead, your advance funeral plan becomes an anchor amidst the whirlwind of planning. The first days following a loss are the hardest, and that sense of stability can soothe emotions and calm fears.

5. Preplanning brings peace of mind

Young family playing a game during a grandparent visit; everyone happy and at peace

Lastly, funeral preplanning can bring peace of mind to you and your family. For your family, they can rest easy, knowing that you’ve taken care of everything. The selections have been made. The music and venue chosen. The vital statistics are already on file at the funeral home. All your family has to do when the time comes is to choose a date and time. And you can rest in the knowledge that you’ve done everything you can to care for your family and make a difficult experience a little bit easier. That’s a beautiful gift.

Before we go, one more thing.

Man and wife sitting at table together, looking at book and making choices for funeral

Quick Tip: Invite Others to Plan with You

One of the benefits of planning ahead for your funeral wishes is that it gives you time to consider all the options and choose what best fits your personality and preferences. As you plan, you’ll definitely want to work with a reputable local funeral home. The funeral director can help you understand your options and act as a resource throughout the advance planning process.

However, also consider inviting your family into the planning process. Yes, you are putting a plan in place to help them, but they can also help you. You may think that a simple burial with no service would be easiest, but your family may want to have a funeral service and invite friends and extended family to pay their respects. The funeral is about your life, but it’s also about your family’s emotional needs. Consider listening to what they think and incorporating some of those ideas into your funeral wishes.

Jul 18
Love0
Folded American flag and white flowers on top of a veterans coffin

Veterans’ Burial Benefits Checklist

By Planning Tools, Veterans No Comments

Did you know that the government provides burial benefits for eligible veterans?

Every year, many veterans miss out on receiving these burial benefits because they don’t know what’s available to them. But with a little advance planning, you can ensure that you and your family receive the burial benefits you are entitled to. To learn what burial benefits you’re eligible for, you can contact your local VA office.

Not sure where to start? Here is a checklist to assist you in planning ahead as a veteran:

To download a PDF version of this checklist, click here.

Locate a copy of your DD Form 214

The veteran’s DD Form 214 or equivalent is required to access burial benefits. This form identifies the classification of discharge. If a veteran has anything less than a general discharge, he or she may not qualify for burial benefits.

To make applying for burial benefits easier, make sure your next of kin knows where you keep your DD Form 214. If the DD Form 214 is misplaced or lost, contact Veteran Affairs or your local Veteran Service Officer to request a replacement form.

Record your wishes about military honors

Man handing a folded American flag to a loved one at a funeral

Normally, your funeral director will contact the honor guard of the veteran’s military branch if military honors are requested. In addition, one burial flag will be presented to the next of kin. Make a note of to whom the flag should be presented and which military honors you wish to receive.

Understand your benefits

While the VA will not pay for cremation or funeral costs in full, they may pay the next of kin a burial allowance. Your eligibility depends on your circumstances and whether you qualify. To make sure funeral costs are covered, you should make arrangements with a funeral home.

What’s covered at a national cemetery

A veteran buried in a national cemetery is eligible to receive, at no cost to the family, an opening and closing of the grave, perpetual care, government-furnished headstone or marker, one burial flag, a Presidential Memorial Certificate, and a grave liner.

Also, burial benefits are available for spouses and dependents buried in a national cemetery. These benefits include burial with the veteran, perpetual care, and the spouse or dependent’s name and date of birth and death inscribed on the veteran’s headstone, at no cost to the family. Eligible spouses and dependents may be buried, even if they predecease the veteran.

If you are requesting burial in a national cemetery, contact the National Cemetery Administration to make burial arrangements. The funeral director or person making arrangements will send all discharge documentation to the National Cemetery Scheduling Office. For more information, visit the National Cemetery Administration website. Burials at Arlington National Cemetery are reserved for military retirees, Medal of Honor recipients, or service members who die on active duty.

What’s covered at a state cemetery

Burial benefits may also be available at your local state cemetery, including opening and closing of the grave, perpetual care, grave liner, and the setting of the government-furnished headstone or marker. In addition, an eligible veteran buried in a state cemetery is still entitled to receive a government headstone or marker, one burial flag, and a Presidential Memorial Certificate, at no cost to the family.

red roses on top of an American flag

Check with your funeral director for more information about burial benefits that may be available for eligible dependents. Additionally, your funeral director can inform you about any fees associated with burial.

What’s covered at a private cemetery

Veterans buried in a private cemetery may be eligible to receive a government-furnished headstone, a marker or medallion, one burial flag, and a Presidential Memorial Certificate, at no cost to the family. Spouses and dependents buried in a private cemetery are not eligible for any VA benefits. To determine eligibility, contact your local Veteran Service Officer.

Remember that certain conditions affect burial allowance eligibility

Folded American flag and white flowers on top of a veterans coffin

For eligible veterans, the VA provides burial allowances to help offset an eligible veteran’s burial or cremation and funeral costs. However, these burial allowances typically do not cover the full cost. To receive a burial allowance, you must meet at least one of the following conditions:

  • The veteran dies due to a service-connected disability.
  • The veteran is receiving a VA pension.
  • The veteran was entitled to receive a VA pension or compensation but decided not to reduce his/her military retirement or disability pay.
  • The veteran dies while in a VA or contracted VA hospital or under VA care.
  • The veteran dies while traveling under proper authorization and at VA expense to and from a specified place for treatment or examination.
  • The veteran had an original or reopened claim pending at the time of death, and it has been determined he/she is eligible for compensation or pension from a date before their death.
  • The veteran died on or after October 9, 1996, while a patient at a VA-approved state nursing home.

Contact your VA office to determine if you are eligible for a burial allowance.

Still have questions? Check out our Veterans’ Burial Benefits FAQ for more information.

Jul 16
Love0
Man in collared shirt and tie sitting at table with warning symbol in front of him

Identifying a Dishonest Funeral Home: 7 Warning Signs

By Explore Options, Planning Tools

Most funeral homes are staffed by hardworking, caring, and compassionate people. But every once in a while, you might come across a funeral home that does not have your best interests in mind. So, how can you identify the funeral homes you should avoid? Let’s discuss several warning signs you can look out for as you choose a funeral home partner.

Man in collared shirt and tie sitting at table with warning symbol in front of him

7 Warning Signs to Look For

Unless you live in a small town, you likely have more than one choice of funeral home. And it’s up to you to decide which one you want to work with. As you thoughtfully consider your options, look out for the following warning signs.

Warning Sign #1: They Don’t Provide a General Price List (GPL) Upon Request

By law, every funeral home is required to keep a General Price List (GPL) updated and available to consumers. That means you! The Federal Trade Commission set the Funeral Rule in place back in 1984 to protect you from possible scams or unfair pricing. Whether you’re preplanning or have suffered a recent loss, if the funeral home doesn’t want to give you their GPL, that’s a red flag. When you pick up the GPL, the funeral home may want to briefly discuss their pricing with you and answer your questions, but they should NEVER refuse to give it to you.

Two people sitting across from each other at a table, reviewing paperwork on a clipboard

Warning Sign #2: They Aren’t Transparent About Their Pricing & Practices

There are many ways a funeral home can exhibit a lack of transparency. Do they only show you a limited number of caskets or urns? Do they give you vague numbers or generally avoid specific answers to your questions? Are they asking you to pay without an explanation of services? These are red flags that the funeral director could be acting dishonestly. A reputable funeral home will review ALL of your options for services and merchandise. Plus, they will give you an itemized breakdown of costs.

Warning Sign #3: They Try to Sell Services You Don’t Need or Want

Our third warning sign relates to how the funeral director talks about services and merchandise. Do they want you to pay for a protective casket even though you’ve chosen cremation? Are they pushing you to add services you don’t want? Are they saying embalming is required? Good funeral homes will present you with the options and offer suggestions based on their experience, but they will allow you to decide what’s best for your family. So, if you feel like the funeral director is aggressively trying to steer you toward certain decisions, that’s a red flag.

Man sitting at desk looking at his phone with time clearly showing

Warning Sign #4: They Rush You to Make Decisions

After losing a loved one, you’re already in a state of heightened stress. Regardless of what the funeral director may say, you have time to make decisions about honoring your loved one’s life. If they start telling you that every decision needs to be made RIGHT NOW or that you’re taking too long, that’s a red flag. The best funeral directors will take all the time you need. They will sit with you, listen to you, and do everything possible to help your family create a unique and meaningful final tribute.

Warning Sign #5: They Make You Feel Guilty

“Emotional overspending” is a real thing. It often happens when the deceased doesn’t leave behind instructions regarding their funeral wishes. The surviving family members, not knowing what to do, may decide to go all out and buy “only the best” for their loved one. A dishonest funeral director will take advantage of the family’s uncertainty and make them feel guilty if they don’t buy the most expensive options. The funeral director is there to guide your experience, not dictate your decisions. If they start to guilt trip you for choosing a less expensive option, that’s a red flag.

Unsympathetic professional woman sitting at desk across from client with upset look on her face and holding up index finger sternly

Warning Sign #6: They Aren’t Caring and Sympathetic

The funeral profession is closely intertwined with the most difficult human experience: the death of a loved one. When choosing a funeral home, you need caring, sympathetic people alongside you. If the funeral director is acting inconsiderate, unkind, impatient, or simply disinterested or aloof, that’s a red flag. The last thing you need following the death of a loved one is to deal with a difficult person. Good funeral homes will employ knowledgeable, compassionate people who want to help you through each step of the funeral planning process.

Warning Sign #7: They are Difficult to Work With

At funeral homes that practice good customer service, the goal is to make the funeral planning process as simple and easy for you as possible. That means they should be accommodating and easy to work with. However, if your interactions with the funeral home are difficult or frustrating, that’s a red flag. For example, do they reschedule appointments without advance notice? Are they impossible to get ahold of? Do they avoid answering your questions? Never return your calls? These behaviors shouldn’t be ignored.

Looking down at a pair of sneaker-clad feet, standing just in front of a yellow and black caution line on the ground

Now that we’ve covered 7 warning signs to look out for, let’s talk about several ways you can avoid ending up at a dishonest funeral home in the first place.

Tactics for Identifying Dishonest Funeral Homes

None of us like to think about death ahead of time. But if you want to make sure you and your family aren’t taken advantage of, you should familiarize yourself with the funeral homes in your area long before you need their services.

You can do that in several ways, including:

  • Check their Google and Facebook reviews
  • Talk to family or friends and get word-of-mouth recommendations
  • Review the funeral home’s website and social media to see who they are
  • Check the Better Business Bureau to see if there are any complaints
  • Attend an open house or event hosted by the funeral home
  • Request a tour of the funeral home and ask for a GPL
  • Trust your instincts

Woman sitting at home looking at online reviews on her phone, focus on phone and woman's hands only

With all the regulations and guidelines set in place, the odds are excellent that most of the funeral homes in your area are run by good, caring people who are providing a necessary and much-needed service. But there are a few bad apples out there, and it’s good to identify them.

For additional information, check out Top 10 Characteristics to Look for in a Funeral Home or Top 11 Qualities to Look for in a Funeral Director.

Armed with these 7 warning signs, you can more confidently choose a funeral home partner who will focus on meeting your needs, answering your questions, and ensuring that you and your loved one are treated with respect, dignity, and the utmost integrity.

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